490 Allen Ave, Garner, IA 50438 Property Records

Hancock County property record for 490 Allen Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,667 sqft · built 1900
Lot Size	0.277 acres (12,066 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Nov 2025)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2101440021`

Property Details

APN / Parcel Number

Primary APN	`2101440021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,066 sqft (0.277 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	63 sqft
Deck Area	Deck Area
Patio Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	490 ALLEN AVE
City	GARNER
State	IA
Zip	50438-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG EXC W 10' LOT 1 & S 1/2 EXC W 10' LOT 2 BLK 44
Legal Subdivision	GARNER
Legal Block	44
Legal Lot Number	1
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2004
Census Tract	270100

Owner

Source: Hancock County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	490 ALLEN AVE, GARNER, IA 50438-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	20252066
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	490 ALLEN AVE, GARNER, IA 50438-1312
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PARKWOOD PL, GARNER, IA 50438-1049

Mortgage

Document Number	0000252067
Date	Nov 26, 2025
Instrument	25-2067

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	490 ALLEN AVE, GARNER, IA 50438-1312
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252068
Date	Nov 26, 2025
Instrument	25-2068

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 Homeowner's exemption	$117,700 (+16.96%) Land $29,110 Building $88,590	$117,700 (+16.96%) Land $29,110 Building $88,590
2024	$1,336.00 (-7.48%)
2023		$100,630 (+5.6%) Land $16,980 Building $83,650	$100,630 (+5.6%) Land $16,980 Building $83,650
2022	$1,444.00 Homeowner's exemption	$95,290 Land $16,980 Building $78,310
2021			$95,290 Land $16,980 Building $78,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on Allen Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures