540 Allen Ave, Garner, IA 50438 Property Records

Hancock County property record for 540 Allen Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2000
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Jul 2020)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2101430030`

Property Details

APN / Parcel Number

Primary APN	`2101430030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
1st Floor Area	1,543 sqft
Basement Area	1,543 sqft
Finished Basement	1,300 sqft
Unfinished Basement	1,543 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	540 ALLEN AVE
City	GARNER
State	IA
Zip	50438-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG LOT 2 EXC S 26' & ALL LOT 3 BLK 43
Legal Subdivision	GARNER
Legal Block	43
Legal Lot Number	2
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2019
Census Tract	270100

Owner

Source: Hancock County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 ALLEN AVE, GARNER, IA 50438-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NSB BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NSB BANK
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage NSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	20201471
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0000001471
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	540 ALLEN AVE, GARNER, IA 50438-1427
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220415
Date	Feb 23, 2022
Instrument	22-0415

Lender

Name	NSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2052

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	540 ALLEN AVE, GARNER, IA 50438-1427
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202314
Date	Oct 28, 2020
Instrument	20-2314

Lender

Name	NSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Jul 27, 2020
Property Address	540 ALLEN AVE, GARNER, IA 50438-1427
Document Number	0000201471
Instrument Date	Jul 21, 2020
Instrument	20-1471
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$394.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 ALLEN AVE, GARNER, IA 50438-1427

Mortgage

Document Number	0000201472
Date	Jul 27, 2020
Instrument	20-1472

Lender

Name	NSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,352.00	$322,800 (+9.95%) Land $31,800 Building $291,000	$322,800 (+9.95%) Land $31,800 Building $291,000
2024	$4,352.00 (-4.14%)
2023		$293,600 (+8.09%) Land $18,550 Building $275,050	$293,600 (+8.09%) Land $18,550 Building $275,050
2022	$4,540.00	$271,620 Land $18,550 Building $253,070
2021			$271,620 Land $18,550 Building $253,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Nearby Properties on Allen Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures