Bergen County and Saddle River Borough property record for 59 W Saddle River Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,503 sqft · built 1900 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $812,500 (Jun 2021) |
| Tax Bill | $7,605 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01802-0000-00014 |
| Primary APN | 58-01802-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,503 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 56,628 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 087500 |
|---|---|
| Street Address | 59 W SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.3AC (19,32-A) |
| Legal Subdivision | BOROUGH/WALDWICK |
| Legal Block | 1802 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 53100 |
59 W Saddle River Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 28, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Jan 13, 2011 · Amount on File |
| Deed Document Number | 2021103750 |
| Deed Book / Page | 4240 / 377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 5, 2026 |
| Property Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Document Number | 0000029960 |
| Book / Page | 5789 / 185 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202629960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Document Number | 0000029960, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 5789/185 |
| Instrument | 202629960 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 56 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025 |
| Document Number | 0047310589 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 4731/589 |
| Instrument | 2022066996 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 472 Months |
| Due | Nov 28, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2021 |
| Property Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Document Number | 0042400377 |
| Book / Page | 4240 / 377 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021103750 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 E CAMDEN ST # ST136, ST136, HACKENSACK, NJ 07601-7543 |
| Name | Verified Name |
|---|---|
| Address | 59 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3017 |
| Document Number | 0042400383 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 4240/383 |
| Instrument | 2021103751 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 59 W Saddle River Rd was $7,605, up 3% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $712,700 (-) Land $516,400 Building $196,300 | $712,700 (-) Land $516,400 Building $196,300 | |
| 2025 | $7,605.00 (+2.99%) | $712,700 Land $516,400 Building $196,300 | $712,700 Land $516,400 Building $196,300 |
| 2024 | $7,384.00 | ||
| 2023 | $712,700 Land $516,400 Building $196,300 | $712,700 Land $516,400 Building $196,300 | |
| 2022 | $7,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 59 W Saddle River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 59 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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