58 W Saddle River Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 58 W Saddle River Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,457 sqft · built 1974
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$556,000 (Apr 1998)
Tax Bill$12,710 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN58-01801-0000-00029

Property Details

APN / Parcel Number

Primary APN58-01801-0000-00029
Alternative APNs
  • 580180100029
  • 081100

Interior

Stories1 Story
Building Area3,457 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Construction TypeBrick
Lot Area87,120 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account Number081100
Street Address58 W SADDLE RIVER RD
CitySADDLE RIVER
StateNJ
Zip07458-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2 AC. (1805,29)
Legal Block1801
Legal Lot Number29
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group1
Census Block1003
Census Tract53100

Owner

58 W Saddle River Rd is owned and occupied by an individual who bought it in April 1998.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address58 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 1998 · Amount on File
Deed SaleApr 20, 1998 · Amount on File
Deed Document Number199855402
Deed Book / Page8059 / 134
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address58 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025

Mortgage

Document Number0039301435
DateJan 26, 2021
Book Page3930/1435
Instrument21-011369
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 58 W Saddle River Rd was $12,710, up 3% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,191,200 (-) Land $751,500 Building $439,700$1,191,200 (-) Land $751,500 Building $439,700
2025$12,710.00 (+3%)$1,191,200 Land $751,500 Building $439,700$1,191,200 Land $751,500 Building $439,700
2024$12,340.00
2023$1,191,200 Land $751,500 Building $439,700$1,191,200 Land $751,500 Building $439,700
2022$11,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 58 W Saddle River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1999–2021)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 58 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE RIVER WATER UTILITY
serves 600 people · EPA ID NJ0258001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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