Bergen County and Saddle River Borough property record for 54 W Saddle River Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,095 sqft · built 1977 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $19,918 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan Jan 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 58-01801-0000-00028 |
| Primary APN | 58-01801-0000-00028 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,095 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 91,476 sqft |
| Account Number | 081000 |
|---|---|
| Street Address | 54 W SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.1AC (1805,28) |
| Legal Block | 1801 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 53100 |
54 W Saddle River Rd is owned by two individuals who acquired it in December 2021.
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 KINDERKAMACK RD, ORADELL, NJ 07649-1519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage VAST BANK NA |
| Jan 13, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2021 |
| Transfer Doc | 0045351984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 54 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025 |
| Document Number | 0048311456 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 4831/1456 |
| Instrument | 2022098589 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 13, 2022 |
| Property Address | 54 W SADDLE RIVER RD, SADDLE RIVER, NJ 07458-3025 |
| Document Number | 0045351984 |
| Book / Page | 4535 / 1984 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022006001 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 KINDERKAMACK RD, ORADELL, NJ 07649-1519 |
The 2025 property tax bill for 54 W Saddle River Rd was $19,918, up 36.2% from the year before.
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,866,700 (-) Land $763,400 Building $1,103,300 | $1,866,700 (-) Land $763,400 Building $1,103,300 | |
| 2025 | $19,918.00 (+36.2%) | $1,866,700 Land $763,400 Building $1,103,300 | $1,866,700 Land $763,400 Building $1,103,300 |
| 2024 | $14,624.00 | ||
| 2023 | $1,411,600 Land $763,400 Building $648,200 | $1,411,600 Land $763,400 Building $648,200 | |
| 2022 | $14,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 W Saddle River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 W Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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