59 Terry Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 59 Terry Rd, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1956
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Dec 2023)
Tax Bill$4,945 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN495-02750-71-001

Property Details

APN / Parcel Number

Primary APN495-02750-71-001
Alternative APN
  • WSPR M:00495 B:02750 L:00071

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area3,151 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number495-02750-71-001
Street Address59 TERRY RD
CityWEST SPRINGFIELD
StateMA
Zip01089-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block2750
Legal Lot Number71
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3016
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address59 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE
Dec 8, 2020Redemption Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2023 · Amount on Record
Deed SaleDec 15, 2023 · Amount on Record
Deed Book / Page25262 / 46
Prior Transfer DateDec 9, 2020
Prior Transfer Doc23586-205
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 15, 2023
Property Address59 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
Document Number0025262-46
Book / Page25262 / 46
Instrument DateDec 15, 2023
Instrument59701
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address59 TERRY RD, WEST SPRINGFIELD, MA 01089-3025

Mortgage

Document Number0000059702
DateDec 15, 2023
Instrument59702
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2020: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateDec 8, 2020
Property Address59 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
Document Number23579-469
Book / Page23579 / 469
Instrument DateDec 7, 2020
Instrument73127
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23579-477
DateDec 8, 2020
Book Page23579/477
Instrument73131
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,945.00 (+6.46%)$352,700 (+12.9%) Land $136,900 Building $215,800$344,632 (+19.14%)
2025$4,645.00 (+3.04%)$312,400 (+2.63%) Land $124,400 Building $188,000$289,275
2024$4,508.00 (+9.79%)$304,400 (+15.22%) Land $124,400 Building $180,000
2023$4,106.00$264,200 Land $124,400 Building $139,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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