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51 Terry Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 51 Terry Rd, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,258 sqft · built 1955
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Apr 2006)
Tax Bill$6,191 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN495-02650-71-001

Property Details

APN / Parcel Number

Primary APN495-02650-71-001
Alternative APN
  • WSPR M:00495 B:02650 L:00071

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,258 sqft Living Area
Gross Area4,019 sqft
Basement Area1,243 sqft
Unfinished Basement1,243 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number495-02650-71-001
Street Address51 TERRY RD
CityWEST SPRINGFIELD
StateMA
Zip01089-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block2650
Legal Lot Number71
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3016
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address51 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · ARM
LOANDEPOT.COM LLC
Jun 1, 2020Quit Claim Deed, Transfer
MEMBERS MTG CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2006 · Amount on Record
Deed SaleApr 13, 2006 · Amount on Record
Prior SaleAug 9, 2001 · Amount on Record
Deed Document Number2006150536
Deed Book / Page15825 / 437
Last Transfer DateMay 29, 2020
Transfer Doc23239-520
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address51 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
Transaction TypeMortgage
Record UpdatedDec 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024271-441
DateNov 30, 2021
Book Page24271/441
Instrument84530
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.13%
Type Change DateDec 1, 2028
IndexOther

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJun 1, 2020
Property Address51 TERRY RD, WEST SPRINGFIELD, MA 01089-3025
Document Number23239-520
Book / Page023239 / 000520
Instrument DateMay 29, 2020
Instrument28057
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 TERRY RD WEST SPRINGFIELD MA 010893025, WEST SPRINGFIELD, MA 01089-3025

Mortgage

Document Number23237-458
DateJun 1, 2020
Book Page023237/000458
Instrument27798
Lender
NameMEMBERS MTG CO INC
Agreement
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,191.00 (+3.44%)$441,600 (+9.71%) Land $135,500 Building $306,100$403,061 (-2.4%)
2025$5,985.00 (+5.93%)$402,500 (+5.5%) Land $123,200 Building $279,300$412,965
2024$5,650.00 (+2.15%)$381,500 (+7.19%) Land $123,200 Building $258,300
2023$5,531.00$355,900 Land $123,200 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

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