Hampden County and West Springfield Town City property record for 44 Terry Rd, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,902 sqft · built 1957 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2006) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 495-02600-71-001 |
| Primary APN | 495-02600-71-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 3,930 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 495-02600-71-001 |
|---|---|
| Street Address | 44 TERRY RD |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2600 |
| Legal Lot Number | 71 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 812403 |
Source: Hampden County and West Springfield Town City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 TERRY RD, WEST SPRINGFIELD, MA 01089-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2006 · Amount on Record |
| Deed Sale | Apr 28, 2006 · Amount on Record |
| Prior Sale | Jun 3, 1999 · Amount on Record |
| Deed Document Number | 2006131911 |
| Deed Book / Page | 15858 / 167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 44 TERRY RD, WEST SPRINGFIELD, MA 01089-3026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024707-585 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 24707/585 |
| Instrument | 53018 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 44 TERRY RD, WEST SPRINGFIELD, MA 01089-3026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22561-462 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 22561/462 |
| Instrument | 8975 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,124.00 (+5.61%) | $344,600 (+5.19%) Land $123,300 Building $221,300 | $383,135 |
| 2024 | $4,852.00 (+4.57%) | $327,600 (+9.71%) Land $123,300 Building $204,300 | |
| 2023 | $4,640.00 | $298,600 Land $123,300 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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