47 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 47 Spruce St, Bloomfield, NJ 07003 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,362 sqft · built 1900
Lot Size	0.083 acres (3,598 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Sep 2021)
Tax Bill	$14,134 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00277-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-00277-0000-00001`
Alternative APN	`020027700001`

Interior

Stories	2 Stories
Building Area	2,362 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	72 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020027700001
Street Address	47 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 72
Legal Block	277
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4001
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records · APN 02-00277-0000-00001

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jan 22, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NEW PENN FINANCIAL LLC
Sep 30, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Document Number	2021119857
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	0000071140
Date	Jul 28, 2022
Instrument	2022071140

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 01, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005933
Date	Jan 22, 2018
Instrument	2018005933

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2047

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 30, 2021
Property Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000119857
Instrument Date	Sep 24, 2021
Instrument	2021119857
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 HOWARD PL, NUTLEY, NJ 07110-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRUCE ST, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	0000119858
Date	Sep 30, 2021
Instrument	2021119858

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,100 (-) Land $124,200 Building $280,900	$405,100 (-) Land $124,200 Building $280,900
2025	$14,134.00 (+2.87%)	$405,100 (-) Land $124,200 Building $280,900	$405,100 (-) Land $124,200 Building $280,900
2024	$13,740.00 (+5.93%)
2023		$405,100 Land $124,200 Building $280,900	$405,100 Land $124,200 Building $280,900
2022	$12,971.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130154004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Bloomfield Green Historic District listed 1978 · 181 contributing resources · NRIS 78001757

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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