54 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 54 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,767 sqft · built 1875
Lot Size	0.165 acres (7,205 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Jul 2024)
Tax Bill	$17,086 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00276-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`02-00276-0000-00024`
Alternative APNs	`020027600024` `BHD`

Interior

Stories	3 Stories
Building Area	2,767 sqft Living Area

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Multi-Family
Lot Area	7,205 sqft (0.165 acres)
Lot Dimensions	131 ft deep x 55 ft wide

Location & Zoning

Account Number	BHD
Street Address	54 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	55 X 131
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	276
Legal Lot Number	24
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4002
Census Tract	15400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomfield Green Historic District listed 1978 · 181 contributing resources · NRIS 78001757

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 MARS CT, 1, BOONTON, NJ 07005-2422
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 20, 2024	Deed, Transfer
Jul 30, 2024	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 5, 2024	Deed, Transfer FORTIS TITLE LLC, FORTUNA TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Feb 5, 2024 · Amount on Record
Deed Document Number	202443933
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CONDIT RD, MOUNTAIN LAKES, NJ 07046-1225

Mortgage

Document Number	0000019890
Date	Mar 25, 2026
Instrument	2026019890

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 20, 2024
Property Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442
Document Number	0000055582
Instrument Date	Sep 5, 2024
Instrument	2024055582
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 MARS CT STE 1, 1, BOONTON, NJ 07005-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 30, 2024
Property Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442
Document Number	0000043933
Instrument Date	Jun 24, 2024
Instrument	2024043933
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 MONASTERY PL, UNION CITY, NJ 07087-7316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442

Mortgage

Document Number	0000043934
Date	Jul 30, 2024
Instrument	2024043934

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 5, 2024
Property Address	54 SPRUCE ST, BLOOMFIELD, NJ 07003-3442
Document Number	0000006855
Instrument Date	Jan 8, 2024
Instrument	2024006855
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FORTIS TITLE LLC, FORTUNA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 OLD DOVER RD, MORRIS PLAINS, NJ 07950-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RIVER RD, BOGOTA, NJ 07603-1233

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,700 (-) Land $154,600 Building $335,100	$489,700 (-) Land $154,600 Building $335,100
2025	$17,086.00 (+2.87%)	$489,700 (-) Land $154,600 Building $335,100	$489,700 (-) Land $154,600 Building $335,100
2024	$16,610.00 (+5.93%)
2023		$489,700 (-) Land $154,600 Building $335,100	$489,700 (-) Land $154,600 Building $335,100
2022	$15,680.00 (+1.88%)	$489,700 Land $154,600 Building $335,100	$489,700 Land $154,600 Building $335,100
2021	$15,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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