59 Simons St, Charleston, SC 29403 Property Records

Charleston County property record for 59 Simons St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,376 sqft · built 1938
Lot Size	0.039 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,560 (Apr 2018)
Tax Bill	$2,307 (2024)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`463-15-02-033`

Property Details

APN / Parcel Number

Primary APN	`463-15-02-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	688 sqft
Upper Floors Area	688 sqft

Exterior

Year Built	Built 1938
Architectural Style	Duplex Single
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,742 sqft (0.039 acres)
Lot Dimensions	74 ft deep x 23 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	59 SIMONS ST
City	CHARLESTON
State	SC
Zip	29403-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -59 SIMMONS ST DESCRIPTION -LT 3
Legal Subdivision	59 SIMMONS ST
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Charleston County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Mar 4, 2020	Deed of Trust, Mortgage NORTHPOINTE BK
May 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK
Apr 2, 2018	Grant Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK
Jan 12, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	0000708505
Deed Book / Page	0708 / 505
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009860513
Date	May 3, 2021
Book Page	986/513

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Document Number	0866/0651
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 SIMONS ST CHARLESTON SC 294033715, CHARLESTON, SC 29403-3715

Mortgage

Document Number	0866/0651
Date	Mar 13, 2020
Book Page	000866/000651

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 21, 2019
Property Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Book / Page	000796 / 000912
Instrument Date	Apr 25, 2019
Transaction Type	Construction Loan
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 SIMONS ST CHARLESTON SC 294033715, CHARLESTON, SC 29403-3715

Mortgage

Document Number	0796/0912
Date	May 21, 2019
Book Page	000796/000912

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 2, 2018
Property Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Document Number	0708/0505
Book / Page	000708 / 000505
Instrument Date	Mar 9, 2018
Transaction Type	Construction Loan
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 RACE ST CHARLESTON SC 294034609, CHARLESTON, SC 29403-4609

Mortgage

Document Number	708/0507
Date	Apr 2, 2018
Book Page	000708/000507

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 12, 2018
Property Address	59 SIMONS ST, CHARLESTON, SC 29403-3715
Document Number	0691/0905
Book / Page	000691 / 000905
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1230 FOLLY RD CHARLESTON SC 294124106, CHARLESTON, SC 29412-4106

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,307.00 (+8.26%)	$17,000 (-)
2022	$2,131.00	$17,000	$425,000 (-) Land $160,000 Building $265,000
2020			$425,000 Land $160,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 6 condo units
Nearby Flood Claims	8 (1989–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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