Charleston County property record for 54 Simons St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,599 sqft · built 2014 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $569,000 (Jul 2020) |
| Tax Bill | $2,958 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 463-12-01-164 |
| Primary APN | 463-12-01-164 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Upper Floors Area | 1,023 sqft |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,742 sqft (0.039 acres) |
| Lot Dimensions | 41 ft deep x 23 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 39 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 54 SIMONS ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLTWP MAPPLATB L14 MAPPLATP 00073 SUBDIVISIONNAME 58 SIMONS STREET BLOCK LOT 13 GOVLOT TRACT |
| Legal Subdivision | 58 SIMONS STREET SUB |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1500 |
Source: Charleston County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 SIMONS ST, CHARLESTON, SC 29403-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Jul 8, 2020 | Grant Deed, Transfer · Conventional Mortgage RENASANT BK |
| Jan 23, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on Record |
| Deed Sale | Jul 8, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 0000895719 |
| Deed Book / Page | 895 / 719 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 54 SIMONS ST, CHARLESTON, SC 29403-3751 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 54 SIMONS ST, CHARLESTON, SC 29403-3751 |
| Document Number | 0011430458 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 1143/458 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 8, 2020 |
| Property Address | 54 SIMONS ST, CHARLESTON, SC 29403-3751 |
| Document Number | 0895/0719 |
| Book / Page | 000895 / 000719 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 SIMONS ST CHARLESTON SC 294033751, CHARLESTON, SC 29403-3751 |
| Document Number | 895/0721 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 000895/000721 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 23, 2018 |
| Property Address | 54 SIMONS ST, CHARLESTON, SC 29403-3751 |
| Document Number | 0693/0773 |
| Book / Page | 000693 / 000773 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 SIMONS ST CHARLESTON SC 294033751, CHARLESTON, SC 29403-3751 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,958.00 (-27.82%) | $22,760 (-9.5%) | |
| 2022 | $4,098.00 | $25,150 | $569,000 (-) Land $239,700 Building $329,300 |
| 2020 | $569,000 Land $239,700 Building $329,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 70 in force |
| Nearby Flood Claims | 34 (1989–2020) |
| Claims Outside the SFHA | 2 of 34 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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