48 Shepard Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 48 Shepard Ave, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,548 sqft · built 1934
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,512 (2025)
Flood Zone	Zone X (minimal risk)
APN	`012689 16.8-1-41`

Property Details

APN / Parcel Number

Primary APN	`012689 16.8-1-41`
Alternative APNs	`268901600800010410000000` `01600800010410000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01600800010410000000
Street Address	48 SHEPARD AVE
City	SCHENECTADY
State	NY
Zip	12304-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LT PT 47 ALL 41 43 45 N-44 E-50 S-19-36
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2003
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.8-1-41

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 SHEPARD AVE, SCHENECTADY, NY 12304-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00 (-3.36%) Homeowner's exemption Senior Citizen's exemption	$95,500 (-) Land $19,100 Building $76,400	$218,500 (+16.66%) Land $43,700 Building $174,800
2023		$95,500 (-) Land $19,100 Building $76,400	$187,300 (+9.34%) Land $37,460 Building $149,840
2022		$95,500 Land $19,100 Building $76,400	$171,300 Land $34,260 Building $137,040
2021	$3,634.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Mar 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 336 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.