Sagadahoc County and Phippsburg Town property record for 59 Ridge Rd, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 574 sqft · built 1997 |
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,600 (Sep 2018) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:031 L:016-01 |
| Primary APN | PHIP M:031 L:016-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 574 sqft Living Area |
| 1st Floor Area | 574 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 114,998 sqft (2.64 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2397 |
|---|---|
| Street Address | 59 RIDGE RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 16-1 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970700 |
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 BERRY RD, SACO, ME 04072-9762 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit MIDCOAST FEDERAL CREDIT UNION |
| Apr 29, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Sep 1, 2009 · Amount on Record |
| Deed Document Number | 20186443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 59 RIDGE RD, PHIPPSBURG, ME 04562-5024 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006115 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023R-06115 |
| Name | MIDCOAST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 59 RIDGE RD, PHIPPSBURG, ME 04562-5024 |
| Document Number | 0000002969 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 59 RIDGE RD PHIPPSBURG ME 045625024, PHIPPSBURG, ME 04562-5024 |
| Document Number | 0000002969 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2969 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,075.00 (+4.85%) | $168,000 (-) Land $34,100 Building $133,900 |
| 2024 | $1,979.00 (+2.97%) | $168,000 (-) Land $34,100 Building $133,900 |
| 2023 | $1,922.00 (+13.06%) | $168,000 (-) Land $34,100 Building $133,900 |
| 2022 | $1,700.00 | $168,000 Land $34,100 Building $133,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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