52 Ridge Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 52 Ridge Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Mar 2022)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:031 L:040`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:031 L:040`
Alternative APN	`622`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,082 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	69,260 sqft (1.59 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	622
Street Address	52 RIDGE RD
City	PHIPPSBURG
State	ME
Zip	04562-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	40
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1023
Census Tract	970700

Owner

52 Ridge Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 RIDGE RD, PHIPPSBURG, ME 04562-5024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Jul 1, 2020	Grant Deed, Transfer INTEGRITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Deed Document Number	2022R02211
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Mar 29, 2022
Property Address	52 RIDGE RD, PHIPPSBURG, ME 04562-5024
Document Number	0000002211
Instrument Date	Mar 28, 2022
Instrument	2022R-02211
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	52 RIDGE RD, PHIPPSBURG, ME 04562-5024

Mortgage

Document Number	0000002212
Date	Mar 29, 2022
Instrument	2022R-02212

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Jul 1, 2020
Property Address	52 RIDGE RD, PHIPPSBURG, ME 04562-5024
Document Number	0000004487
Instrument Date	Jun 25, 2020
Instrument	4487
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 BEACH BLUFF TER CAPE ELIZABETH ME 041072101, CAPE ELIZABETH, ME 04107-2101

Mortgage

Document Number	4488
Date	Jul 1, 2020
Instrument	4488

Lender

Name	INTEGRITY MTG
Type	Mortgage Company
Address	PORTLAND, ME 04102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 52 Ridge Rd was $1,693, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,693.00 (+4.83%)	$137,100 (-) Land $50,600 Building $86,500
2024	$1,615.00 (+3%)	$137,100 (-) Land $50,600 Building $86,500
2023	$1,568.00 (+13.05%)	$137,100 (-) Land $50,600 Building $86,500
2022	$1,387.00	$137,100 Land $50,600 Building $86,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 52 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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