17 Ridge Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 17 Ridge Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 396 sqft · built 1930
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Tax Bill$3,262 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNPHIP M:031 L:011

Property Details

APN / Parcel Number

Primary APNPHIP M:031 L:011
Alternative APN
  • 325

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area396 sqft Living Area
1st Floor Area396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number325
Street Address17 RIDGE RD
CityPHIPPSBURG
StateME
Zip04562-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number11
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group1
Census Block1023
Census Tract970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 RIDGE RD, PHIPPSBURG, ME 04562-5024
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2008
Deed SaleJun 25, 2008
Prior SaleJan 18, 2007 · Amount on Record
Deed Book / Page2996 / 245
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address17 RIDGE RD, PHIPPSBURG, ME 04562-5024
Document Number0000008110
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyBOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address17 RIDGE RD PHIPPSBURG ME 045625024, PHIPPSBURG, ME 04562-5024

Mortgage

Document Number0000008110
DateNov 2, 2017
Instrument8110
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,262.00 (+4.85%)$264,100 (-) Land $24,600 Building $239,500
2024$3,111.00 (+2.98%)$264,100 (-) Land $24,600 Building $239,500
2023$3,021.00 (+13.02%)$264,100 (-) Land $24,600 Building $239,500
2022$2,673.00$264,100 Land $24,600 Building $239,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number