59 Prospect St, Freeport, FL 32439 Property Records

Walton County property record for 59 Prospect St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 2019
Lot Size	0.165 acres (7,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2019)
Tax Bill	$4,201 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-1S-19-23080-000-0090`

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23080-000-0090`
Alternative APNs	`15-119-23080-000-0090` `1022639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,279 sqft
1st Floor Area	1,709 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,179 sqft (0.165 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	59 PROSPECT ST
City	FREEPORT
State	FL
Zip	32439-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 9 PROSPECT PARK S/D PB 17-37 OR 2933-545 OR 3038-3908 OR 3103-2626 OR 3260-1416
Legal Range	019
Legal Township	01S
Legal Section	15
Legal Subdivision	PROSPECT PARK
Legal Block	5
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1008
Census Tract	950502

Owner

Source: Walton County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 PONY TRL, STATESBORO, GA 30458-8713
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 25, 2019	Warranty Deed, Transfer · VA Mortgage FIRST FLORIDA BANK
Apr 13, 2018	Deed of Trust, Mortgage FIRST CTY BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Oct 8, 2013 · Amount on Record
Deed Document Number	201913033
Deed Book / Page	3103 / 2626
Last Transfer Date	Jul 18, 2022
Transfer Doc	0032601416
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jul 18, 2022
Property Address	59 PROSPECT ST, FREEPORT, FL 32439-3802
Document Number	0032601416
Book / Page	3260 / 1416
Map Reference	MB 17 PG 37
Instrument Date	Jul 15, 2022
Instrument	20220033094
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 PONY TRL, STATESBORO, GA 30458-8713

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 25, 2019
Property Address	59 PROSPECT ST, FREEPORT, FL 32439-3802
Document Number	0031032626
Book / Page	3103 / 2626
Map Reference	MB 17 PG 37
Instrument Date	Apr 24, 2019
Instrument	20190013033
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1269 OLD MONROE MADISON HWY, 1269, MONROE, GA 30655-7239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 PROSPECT ST, FREEPORT, FL 32439-3802

Mortgage

Document Number	20190013034
Date	Apr 25, 2019
Instrument	20190013034

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	59 PROSPECT ST, FREEPORT, FL 32439-3802
Document Number	0030712937
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1269 OLD MONROE MADISON HWY MONROE GA 306557239, MONROE, GA 30655-7239

Mortgage

Document Number	0030712937
Date	Apr 23, 2018
Book Page	003071/002937
Instrument	13191

Lender

Name	FIRST CTY BK/FL
Type	Bank
Address	FT WALTON BCH, FL 32548-5552

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,201.00 (+2.79%)	$332,826 (+16.94%) Land $28,000 Building $304,826	$332,826 (+16.94%) Land $28,000 Building $304,826
2024	$4,087.00 (+11.48%)
2023	$3,666.00 (+5.86%)	$284,601 (-5.69%) Land $20,444 Building $264,157	$284,601 (-5.69%) Land $20,444 Building $264,157
2022	$3,463.00	$301,773 Land $22,693 Building $279,080	$301,773 Land $22,693 Building $279,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, CenturyLink.

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