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27 Prospect St, Freeport, FL 32439 Property Records

Walton County property record for 27 Prospect St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 2022
Lot Size0.185 acres (8,078 sqft)
OwnerIndividual Name on Record
Last Sale$409,000 (Sep 2022)
Tax Bill$3,933 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-1S-19-23080-000-0110

Property Details

APN / Parcel Number

Primary APN15-1S-19-23080-000-0110
Alternative APN
  • 1022642

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,404 sqft
FlooringHardwood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,078 sqft (0.185 acres)
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1022642
Street Address27 PROSPECT ST
CityFREEPORT
StateFL
Zip32439-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 PROSPECT PARK S/D PB 17-37 OR 2933-545 OR 3038-3908 OR 3266-3094
Legal Range19W
Legal Township01S
Legal Section15
Legal SubdivisionPROSPECT PARK
Legal Lot Number11
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1008
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address27 PROSPECT ST, FREEPORT, FL 32439-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Prior SaleOct 8, 2013 · Amount on Record
Deed Document Number20220041195
Deed Book / Page3266 / 3094
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 14, 2022
Property Address27 PROSPECT ST, FREEPORT, FL 32439-3802
Document Number0032663094
Book / Page3266 / 3094
Map ReferenceMB 17 PG 37
Instrument DateSep 9, 2022
Instrument20220041195
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,863.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1269 OLD MONROE MADISON HWY, MONROE, GA 30655-7239

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PARK PL, PANAMA CITY BEACH, FL 32413-2840

Mortgage

Document Number0032663096
DateSep 14, 2022
Instrument3266/3096
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$346,373 (+5.93%) Land $28,000 Building $318,373$346,373 (+5.93%) Land $28,000 Building $318,373
2024$3,933.00 (+3.64%)
2023$3,795.00 (+2,242.59%) Homeowner's exemption$326,991 (+1,340.93%) Land $20,444 Building $306,547$326,991 (+1,340.93%) Land $20,444 Building $306,547
2022$162.00$22,693 Land $22,693$22,693 Land $22,693

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: AT&T, CenturyLink.

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