16 Prospect St, Freeport, FL 32439 Property Records

Walton County property record for 16 Prospect St, Freeport, FL 32439 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,714 sqft Living Area
Lot Size	8,308 sqft (0.191 acres)
Garage	Attached, 440 sqft
Last Sale	$405,000 (2022)
Tax Bill	$3,784.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-1S-19-23080-000-0010`
Alternative APNs	`15-119-23080-000-0010` `1022631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,714 sqft Living Area
Gross Area	2,404 sqft Gross Area
1st Floor	1,714 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,308 sqft (0.191 acres)
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	16 PROSPECT ST
City	FREEPORT
State	FL
Zip	32439-3802
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 PROSPECT PARK S/D PB 17-37 OR 2933-545 OR 3038-3908 OR 3264-4351
Legal Range	019
Legal Township	01S
Legal Section	15
Legal Subdivision	PROSPECT PARK
Legal Block	5
Legal Lot Number	1
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	1
Census Block	1008
Census Tract	950502

Owner

Source: Walton County records · APN 15-1S-19-23080-000-0010

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	227 SANDHILL PINES DR, SANTA ROSA BEACH, FL 32459-2642
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Oct 08, 2013 · Amount on Record
Deed Doc Number	202239096
Deed Book / Page	3264 / 4351
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 29, 2022
Property Address	16 PROSPECT ST, FREEPORT, FL 32439-3802
Document Number	0032644351
Book / Page	3264 / 4351
Map Reference	MB 17 PG 37
Instrument Date	Aug 26, 2022
Instrument	20220039096
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1269 OLD MONROE MADISON HWY, MONROE, GA 30655-7239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SANDHILL PINES DR, SANTA ROSA BEACH, FL 32459-2642

Mortgage

Document Number	0032644352
Date	Aug 29, 2022
Instrument	3264/4352

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (-1.05%)	$342,980 (+5.95%) Land $28,000 Building $314,980	$342,980 (+5.95%) Land $28,000 Building $314,980
2024	$3,824.00 (+3.72%)
2023	$3,687.00 (+2,175.93%) Homeowner's exemption	$323,726 (+1,326.55%) Land $20,444 Building $303,282	$323,726 (+1,326.55%) Land $20,444 Building $303,282
2022	$162.00	$22,693 Land $22,693	$22,693 Land $22,693

Flood & Wildfire

16 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.