59 Florence Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 59 Florence Ave, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 828 sqft · built 1923
Lot Size0.064 acres (2,775 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (May 2026)
Tax Bill$6,385 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-00338-0000-00008

Property Details

APN / Parcel Number

Primary APN32-00338-0000-00008
Alternative APNs
  • 320033800008
  • 631

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area828 sqft Living Area
1st Floor Area680 sqft
Basement Area308 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area2,775 sqft (0.064 acres)
Lot Dimensions111 ft deep x 25 ft wide
PorchOpen Porch
Deck Area90 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number631
Street Address59 FLORENCE AVE
CityLEONARDO
StateNJ
Zip07737-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionOCEAN VIEW
Legal Block338
Legal Lot Number8
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2005
Census Tract800400

Owner

59 Florence Ave is owned and occupied by an individual who bought it in May 2026.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address59 FLORENCE AVE, LEONARDO, NJ 07737-1011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Feb 3, 2022Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on File
Deed SaleMay 29, 2026 · Amount on File
Prior SaleFeb 3, 2022 · Amount on File
Deed Document Number202643600
Deed Book / Page9795 / 4872
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMay 29, 2026
Property Address59 FLORENCE AVE, LEONARDO, NJ 07737-1011
Document Number0000043600
Book / Page9795 / 4872
Instrument DateFeb 19, 2026
Instrument202643600
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyKEY TITLE GROUP, KELLY TITLE GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38,885.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 FLORENCE AVE, LEONARDO, NJ 07737-1011

Mortgage

Document Number0000043601,
DateMay 29, 2026
Instrument202643601
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateFeb 3, 2022
Property Address59 FLORENCE AVE, LEONARDO, NJ 07737-1011
Document Number0095764268
Book / Page9576 / 4268
Instrument DateJan 21, 2022
Instrument2022013729
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,676.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address990 W CHESTNUT ST, 990, UNION, NJ 07083-6949

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 FLORENCE AVE, LEONARDO, NJ 07737-1011

Mortgage

Document Number2022013730
DateFeb 3, 2022
Instrument2022013730
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 59 Florence Ave was $6,385, up 22.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$456,600 (+15.42%) Land $340,100 Building $116,500$456,600 (+15.42%) Land $340,100 Building $116,500
2025$6,385.00 (+22.53%)$395,600 Land $280,100 Building $115,500$395,600 Land $280,100 Building $115,500
2024$5,211.00
2023$292,100 Land $190,300 Building $101,800$292,100 Land $190,300 Building $101,800
2022$4,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Florence Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims91 (1978–2018)
Claims Outside the SFHA8 of 91
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 47 claims
  • Hurricane Irene, Sep 2011 · 9 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Florence Ave is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 63% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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