65 Florence Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 65 Florence Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1977
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2005)
Tax Bill	$8,942 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00333-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00333-0000-00003`
Alternative APNs	`320033300003` `8315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	940 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Type	Built-in
Deck Area	510 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8315
Street Address	65 FLORENCE AVE
City	LEONARDO
State	NJ
Zip	07737-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ALSO LOTS 16 & 17 NIT 1A
Legal Block	333
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2005
Census Tract	800400

Owner

65 Florence Ave is owned and occupied by an individual who bought it in October 2005.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	65 FLORENCE AVE, LEONARDO, NJ 07737-1012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2005 · Amount on File
Deed Sale	Oct 12, 2005 · Amount on File
Prior Sale	Apr 27, 2004 · Amount on File
Deed Book / Page	8501 / 8372
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	65 FLORENCE AVE, LEONARDO, NJ 07737-1012
Document Number	0000057747
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 FLORENCE AVE LEONARDO NJ 077371012, LEONARDO, NJ 07737-1012

Mortgage

Document Number	0000057747
Date	Jun 28, 2019
Book Page	009355/004792
Instrument	57747

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 65 Florence Ave was $8,942, up 20.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,000 (+10.65%) Land $420,200 Building $192,800	$613,000 (+10.65%) Land $420,200 Building $192,800
2025	$8,942.00 (+20.69%)	$554,000 Land $360,200 Building $193,800	$554,000 Land $360,200 Building $193,800
2024	$7,409.00
2023		$433,100 Land $244,600 Building $188,500	$433,100 Land $244,600 Building $188,500
2022	$7,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Florence Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 65 Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20