56 Florence Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 56 Florence Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,009 sqft · built 1943
Lot Size	0.072 acres (3,123 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Dec 1996)
Tax Bill	$6,235 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-00332-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`32-00332-0000-00010`
Alternative APNs	`320033200010` `421`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
1st Floor Area	1,009 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	3,123 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Deck Area	160 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	421
Street Address	56 FLORENCE AVE
City	LEONARDO
State	NJ
Zip	07737-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	MIDDLETOWN
Legal Block	332
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2010
Census Tract	800400

Owner

56 Florence Ave is owned and occupied by two individuals who bought it in December 1996.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56 FLORENCE AVE, LEONARDO, NJ 07737-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1996 · Amount on File
Deed Sale	Dec 31, 1996 · Amount on File
Deed Book / Page	5561 / 315
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	56 FLORENCE AVE, LEONARDO, NJ 07737-1017
Document Number	0000112832
Book / Page	009259 / 003368
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 FLORENCE AVE LEONARDO NJ 077371017, LEONARDO, NJ 07737-1017

Mortgage

Document Number	0000112832
Date	Nov 17, 2017
Book Page	009259/003368
Instrument	112832

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 56 Florence Ave was $6,235, up 23.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,300 (+15.79%) Land $342,800 Building $104,500	$447,300 (+15.79%) Land $342,800 Building $104,500
2025	$6,235.00 (+23.51%)	$386,300 Land $282,800 Building $103,500	$386,300 Land $282,800 Building $103,500
2024	$5,048.00
2023		$264,200 Land $192,200 Building $72,000	$264,200 Land $192,200 Building $72,000
2022	$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56 Florence Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 56 Florence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20