59 Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 59 Fleming Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,672 sqft · built 1993
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$274,900 (Mar 2023)
Tax Bill$3,197 (2025)
Deeds & MortgagesMar 2023 Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN032-30-00-065.00

Property Details

APN / Parcel Number

Primary APN032-30-00-065.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,672 sqft Finished Area
Gross Area1,992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address59 FLEMING DR
CityINDEPENDENCE
StateKY
Zip41051-8515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST SEC 1 LOT 65
Legal SubdivisionHILLCREST (IND)
Legal Phase1
Legal Lot Number65
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1012
Census Tract63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address59 FLEMING DR, INDEPENDENCE, KY 41051-8515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · FHA Mortgage
BANK OF ENGLAND
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2023 · Amount on Record
Deed SaleMar 13, 2023 · Amount on Record
Deed Document Number2023296
Deed Book / Page217 / 421
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address59 FLEMING DR, INDEPENDENCE, KY 41051-8515
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900297
DateMar 13, 2023
Book PageKCM 446/136
Instrument23031305900297
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address59 FLEMING DR, INDEPENDENCE, KY 41051-8515
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 FLEMING DR, INDEPENDENCE, KY 41051-8515

Mortgage

Document Number0005900298
DateMar 13, 2023
Book PageKCM 446/152
Instrument23031305900298
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 1, 2033

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,900 (-) Land $40,000 Building $234,900$274,900 (-) Land $40,000 Building $234,900
2025$3,197.00 (+48.91%)$274,900 (+61.52%) Land $40,000 Building $234,900$274,900 (+61.52%) Land $40,000 Building $234,900
2023$2,147.00$170,200 Land $30,000 Building $140,200$170,200 Land $30,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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