54 Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 54 Fleming Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 864 sqft · built 1977
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jun 2019)
Tax Bill$2,073 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032-30-01-001.00

Property Details

APN / Parcel Number

Primary APN032-30-01-001.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area864 sqft Finished Area
Gross Area1,372 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address54 FLEMING DR
CityINDEPENDENCE
StateKY
Zip41051-8514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST ACRES LOT 12 0.28 ACS NS FLEMING DR
Legal SubdivisionHILLCREST ACRES
Legal Lot Number12
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1007
Census Tract63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address54 FLEMING DR, INDEPENDENCE, KY 41051-8514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleNov 19, 2004 · Amount on Record
Deed Document Number201906 24 059 00219
Deed Book / Page4283 / 283
Prior Transfer DateNov 21, 2008
Prior Transfer Doc0005900023
Record UpdatedOct 29, 2026

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 24, 2019
Property Address54 FLEMING DR, INDEPENDENCE, KY 41051-8514
Document Number0000000219
Book / Page0I4283 / 000283
Instrument DateJun 20, 2019
Instrument219
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyKENTUCKY LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 FLEMING DR INDEPENDENCE KY 410518514, INDEPENDENCE, KY 41051-8514

Mortgage

Document Number220
DateJun 24, 2019
Book Page0I4283/000286
Instrument220
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,300 (-) Land $40,000 Building $138,300$178,300 (-) Land $40,000 Building $138,300
2025$2,073.00 (+9.51%)$178,300 (+18.87%) Land $40,000 Building $138,300$178,300 (+18.87%) Land $40,000 Building $138,300
2023$1,893.00$150,000 Land $30,000 Building $120,000$150,000 Land $30,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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