55A Fleming Dr, Independence, KY 41051 Property Records

Kenton County property record for 55A Fleming Dr, Independence, KY 41051

Property Summary

Property Type	Unusable Land (Remnant, Steep, Etc.)
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$7,000 (Nov 2024)
Tax Bill	$81 (2025)
Deeds & Mortgages	Nov 2024 Sale Nov 2024 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`032-00-00-040.00`

Property Details

APN / Parcel Number

Primary APN	`032-00-00-040.00`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	FLEMING DR
City	INDEPENDENCE
State	KY
Zip	41051
Property Category	Other
Property Type	Other > Unusable Land (Remnant, Steep, Etc.)
Legal Description	APPROX 3 AC SOUTH OF FLEMING DR LESS APPROX 0.185 AC UNNUM LOT
Legal Subdivision	HILLCREST (IND)
Legal Lot Number	ACREA
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1012
Census Tract	63610

Owner

55A Fleming Dr is owned by two individuals who bought it in November 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5008 FOUNDERS LN, INDEPENDENCE, KY 41051-8518
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Warranty Deed, Transfer
Nov 20, 2024	Deed, Transfer
Aug 23, 2019	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Sep 24, 2018	Loan Modification, Mortgage HERITAGE BK
Jun 13, 2018	Loan Modification, Mortgage HERITAGE BK
Mar 26, 2018	Loan Modification, Mortgage HERITAGE BK
Mar 27, 2017	Loan Modification, Mortgage HERITAGE BK
Dec 21, 2016	Loan Modification, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Feb 9, 2022
Deed Document Number	202471
Deed Book / Page	316 / 42
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0005900161
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 20, 2024
Property Address	FLEMING DR, INDEPENDENCE, KY 41051
Document Number	0005900069
Book / Page	KC 316 / 28
Instrument Date	Nov 13, 2024
Instrument	24112005900069
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 AMSTERDAM RD, VILLA HILLS, KY 41017-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ANTHONY LN, FT MITCHELL, KY 41017-2913

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Nov 20, 2024
Property Address	FLEMING DR, INDEPENDENCE, KY 41051
Document Number	0005900071
Book / Page	KC 316 / 42
Instrument Date	Nov 3, 2024
Instrument	24112005900071
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 ANTHONY LN, FT MITCHELL, KY 41017-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5008 FOUNDERS LN, INDEPENDENCE, KY 41051-8518

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2019
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000128
Book / Page	0I4317 / 000077
Instrument Date	Aug 19, 2019
Instrument	128
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000123
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number	0000000123
Date	Oct 22, 2018
Book Page	0I4182/000112
Instrument	123

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Term	12 Months
Due	Oct 21, 2019

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000144
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	KENTUCKY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number	0000000144
Date	Jun 26, 2018
Book Page	0I4124/000323
Instrument	144

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Term	12 Months
Due	Jun 25, 2019

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000084
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	KENTUCKY LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number	0000000084
Date	Apr 11, 2018
Book Page	0I4091/000343
Instrument	84

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Term	12 Months
Due	Apr 10, 2019

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000218
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number	0000000218
Date	Apr 27, 2017
Book Page	0I3931/000216
Instrument	218

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Term	12 Months
Due	Apr 26, 2018

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	55 FLEMING DR # A, A, INDEPENDENCE, KY 41051-8515
Document Number	0000000249
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405

Mortgage

Document Number	0000000249
Date	Jan 5, 2017
Book Page	0I3881/000300
Instrument	249

Lender

Name	HERITAGE BK
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Term	12 Months
Due	Jan 4, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 55A Fleming Dr was $81.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,000 (-) Land $7,000	$7,000 (-) Land $7,000
2025	$81.00	$7,000 Land $7,000	$7,000 Land $7,000
2023	$12.00	$1,000 Land $1,000	$1,000 Land $1,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55A Fleming Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55A Fleming Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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