59 E North St, Winterset, IA 50273 Property Records

Madison County property record for 59 E North St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,245 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Sep 2026)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`820000511070000`

Property Details

APN / Parcel Number

Primary APN	`820000511070000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	676 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	59 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 11 PITZER & KNIGHT
Legal Subdivision	PITZER & KNIGHTS ADDITION
Legal Block	11
Legal Lot Number	6
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	1
Census Block	1054
Census Tract	60200

Owner

Source: Madison County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 2, 2018	Deed of Trust, Mortgage AMERICAN STATE BANK HOME LOAN CENTER
Apr 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Aug 22, 2022	Legal Action/Court Order, Foreclosure
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Deed Document Number	20262846
Deed Book / Page	2026 / 2846
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000003119
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 23, 2026
Property Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Document Number	0000002846
Book / Page	2026 / 2846
Instrument Date	Sep 21, 2026
Instrument	20262846
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,036.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E NORTH ST, WINTERSET, IA 50273-1549

Mortgage

Document Number	0000002847,
Date	Sep 23, 2026
Instrument	20262847

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001367
Date	May 2, 2018
Book Page	0000002018/0000001367
Instrument	000000001367

Lender

Name	AMERICAN STATE BANK HOME LOAN CENTER

Agreement

Amount	Amount Recorded
Term	20 Months
Due	Jan 1, 2020

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1034
Date	Apr 1, 2020
Book Page	2020/1034
Instrument	1034

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MADISON IA
Recording Date	Aug 22, 2022
Property Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Document Number	02022/2500
Book / Page	2022 / 2500
Instrument Date	Aug 16, 2022
Instrument	2022 2500
Transaction Type	Foreclosure
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E NORTH ST, WINTERSET, IA 50273-1549

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 22, 2017
Property Address	59 E NORTH ST, WINTERSET, IA 50273-1549
Document Number	02017/2632
Book / Page	2017 / 2632
Instrument Date	Aug 22, 2017
Instrument	2017 2632
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 MACKENSIE CIR, WINTERSET, IA 50273-2317

Mortgage

Document Number	02017/2633
Date	Aug 22, 2017
Book Page	2017/2633
Instrument	2017 2633

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+0.64%)	$171,500 (+7.39%) Land $23,600 Building $147,900	$171,500 (+7.39%) Land $23,600 Building $147,900
2024	$3,106.00 (+12.29%)
2023		$159,700 Land $12,700 Building $147,000	$159,700 Land $12,700 Building $147,000
2022	$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: BTWI, OmniTel-Interstate Cablevision, Verizon.

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