117 E North St, Winterset, IA 50273 Property Records

Madison County property record for 117 E North St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 1918
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2021)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820002502070000`

Property Details

APN / Parcel Number

Primary APN	`820002502070000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	500 sqft
Unfinished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	45 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	117 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 2
Legal Subdivision	CENTER ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2065
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	117 E NORTH ST, WINTERSET, IA 50273-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK AMES IOWA
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage IH MISSISSIPPI VALLEY CU
Apr 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Deed Document Number	20213753
Deed Book / Page	2021 / 3753
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	117 E NORTH ST, WINTERSET, IA 50273-1541
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/1536
Date	May 15, 2017
Book Page	2017/1536
Instrument	2017 1536

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Sep 7, 2021
Property Address	117 E NORTH ST, WINTERSET, IA 50273-1541
Document Number	02021/3753
Book / Page	2021 / 3753
Instrument Date	Sep 7, 2021
Instrument	2021 3753
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$463.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 E NORTH ST, WINTERSET, IA 50273-1541

Mortgage

Document Number	02021/3754
Date	Sep 7, 2021
Book Page	2021/3754
Instrument	2021 3754

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 3, 2020
Property Address	117 E NORTH ST, WINTERSET, IA 50273-1541
Document Number	2020/1144
Book / Page	2020 / 1144
Instrument Date	Apr 1, 2020
Instrument	1144
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 98TH ST APT 104, 104, WEST DES MOINES, IA 50266-5033

Mortgage

Document Number	1145
Date	Apr 3, 2020
Instrument	1145

Lender

Name	CITY STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00	$288,700 (+11.42%) Land $18,200 Building $270,500	$288,700 (+11.42%) Land $18,200 Building $270,500
2024	$5,094.00 (+35.12%)
2023		$259,100 Land $12,700 Building $246,400	$259,100 Land $12,700 Building $246,400
2022	$3,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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