317 E North St, Winterset, IA 50273 Property Records

Madison County property record for 317 E North St, Winterset, IA 50273

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 840 sqft · built 1994
Lot Size	0.308 acres (13,410 sqft)
Owner	Individual Name on File
Last Sale	$154,688,000 (May 2023)
Tax Bill	$4,582 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820003300210000`

Property Details

APN / Parcel Number

Primary APN	`820003300210000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Total Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,410 sqft (0.308 acres)
Lot Dimensions	149 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	317 E NORTH ST
City	WINTERSET
State	IA
Zip	50273-1543
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	E 90' S 148 1/2' LOT 6 DEPOT ADDITION
Legal Subdivision	DEPOT ADD
Legal Lot Number	6
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2047
Census Tract	60200

Owner

317 E North St, a duplex, is owned and occupied by an individual who acquired it in August 2024.

Source: Madison County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	317 E NORTH ST, WINTERSET, IA 50273-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Jan 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	20231083
Deed Book / Page	2023 / 1083
Last Transfer Date	Aug 23, 2024
Transfer Doc	0000002212
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	317 E NORTH ST, WINTERSET, IA 50273-1543
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1084
Date	May 17, 2023
Book Page	2023/1084
Instrument	2023 1084

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	317 E NORTH ST, WINTERSET, IA 50273-1543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000200
Date	Jan 18, 2018
Book Page	0000002018/0000000200
Instrument	000000000200

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jan 18, 2018
Property Address	317 E NORTH ST, WINTERSET, IA 50273-1543
Document Number	2018/199
Book / Page	2018 / 199
Instrument Date	Jan 16, 2018
Instrument	000000000199
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 E COURT AVE, WINTERSET, IA 50273

Tax Assessment & Valuation

The 2025 property tax bill for 317 E North St was $4,582.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,582.00	$240,700 Land $25,700 Building $215,000	$240,700 Land $25,700 Building $215,000
2024	$4,582.00
2023		$234,000 Land $18,000 Building $216,000	$234,000 Land $18,000 Building $216,000
2022	$4,066.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 317 E North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

Nearby Properties on E North St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures