59 E Mill St, #61, Montgomery, IL 60538 Property Records

Kane County property record for 59 E Mill St, #61, Montgomery, IL 60538

Property Summary

Property TypeCommercial Vacant Land
Details23,072 sqft · built 1983
Lot Size1.93 acres (84,506 sqft)
OwnerCompany Name on Record
Last Sale$1,807,000 (Jul 2019)
Tax Bill$50,099 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-33-303-032

Property Details

APN / Parcel Number

Primary APN15-33-303-032

Interior

Units10 Units
Building Area23,072 sqft Gross Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area84,506 sqft

Location & Zoning

Street Address59 E MILL ST, 61
CityMONTGOMERY
StateIL
Zip60538-1648
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionPART SW 1/4 SEC 33-38-8 LOT DIMENSIONS: 1.94 ACRES APPROX LOT SQ FT 84506 SUBDIVISION: PART SW 1/4 SEC 33-38-8 RANGE CODE: 018
Legal Range08
Legal Township38
Legal Section33
Legal SubdivisionSUBDIVISION
Legal Block3
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3013
Census Tract854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address206 HONEYSUCKLE ST, BOLINGBROOK, IL 60490-2064
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Oct 13, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Sep 10, 2020Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Aug 2, 2019Trustee's Deed, Construction Loan · Line of Credit
FIRST ST BK
Jul 3, 2019Executor's Deed, Transfer · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2019 · Amount on Record
Deed SaleJul 3, 2019 · Amount on Record
Deed Document Number201928374
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address59-61 MILL ST, MONTGOMERY, IL 60538
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073000
DateSep 27, 2021
Instrument2021K073000
Lender
NameFIRST STATE BANK
TypeBank
AddressMENDOTA, IL 61342
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 20, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address59-61 MILL ST, MONTGOMERY, IL 60538
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050294
DateOct 13, 2022
Instrument2022K050294
Lender
NameFIRST STATE BANK
TypeBank
AddressMENDOTA, IL 61342
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 12, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address59-61 MILL ST, MONTGOMERY, IL 60538
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051940
DateSep 10, 2020
Instrument2020K051940
Lender
NameFIRST STATE BANK
TypeBank
AddressMENDOTA, IL 61342
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateAug 2, 2019
Property Address59-61 MILL ST, MONTGOMERY, IL 60538
Instrument DateAug 2, 2019
Instrument34426
Transaction TypeConstruction Loan
Record UpdatedAug 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address226 WINDSOR DR BOLINGBROOK IL 604401747, BOLINGBROOK, IL 60440-1747

Mortgage

Document Number0000034426
DateAug 2, 2019
Instrument34426
Lender
NameFIRST ST BK
TypeBank
AddressMENDOTA, IL 61342-1628
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 1, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionKANE IL
Recording DateJul 3, 2019
Property Address59-61 MILL ST, MONTGOMERY, IL 60538
Document Number0000028374
Instrument DateJun 28, 2019
Instrument2019K028374
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,807.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 WINDSOR DR, BOLINGBROOK, IL 60440-1747

Mortgage

Document Number0000028375
DateJul 3, 2019
Instrument2019K028375
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJun 17, 2039

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionAurora Township
MunicipalityMontgomery Village
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,099.00 (+0.94%)$754,989 (+9.39%) Land $229,145 Building $525,844$2,265,873 (+9.39%) Land $687,710 Building $1,578,163
2024$49,634.00 (+9.57%)$690,181 (+22.66%) Land $209,475 Building $480,706$2,071,372 (+22.71%) Land $628,676 Building $1,442,695
2022$45,300.00 (+9.64%)$562,659 (+12.95%) Land $170,771 Building $391,888$1,687,977 (+12.95%) Land $512,313 Building $1,175,664
2021$41,317.00$498,149 Land $158,990 Building $339,159$1,494,447 Land $476,970 Building $1,017,477

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1996–2018)
Most Recent ClaimJun 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Watch TV.

Nearby Properties on E Mill St

Nearby Streets

Search Property Records by Address or Parcel Number