59 E Franklin St, Dayton, OH 45459 Property Records

Montgomery County property record for 59 E Franklin St, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1900
Lot Size	0.122 acres (5,319 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,903 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O68 00103 0104`

Property Details

APN / Parcel Number

Primary APN	`O68 00103 0104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,319 sqft (0.122 acres)
Lot Dimensions	95 ft deep x 56 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	59 E FRANKLIN ST
City	DAYTON
State	OH
Zip	45459-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 77 ABATEMENT
Legal Subdivision	AARON NUTTS
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2024
Census Tract	40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59 E FRANKLIN ST, CENTERVILLE, OH 45459-5952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	59 E FRANKLIN ST, DAYTON, OH 45459-5952
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 E FRANKLIN ST, DAYTON, OH 45459-5952

Mortgage

Document Number	0000006303
Date	Feb 2, 2026
Instrument	2026-00006303

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	59 E FRANKLIN ST, CENTERVILLE, OH 45459-5952
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012368
Date	Feb 24, 2020
Instrument	2020-00012368

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	59 E FRANKLIN ST, CENTERVILLE, OH 45459-5952
Document Number	0000007111
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 E FRANKLIN ST CENTERVILLE OH 454595952, CENTERVILLE, OH 45459-5952

Mortgage

Document Number	0000007111
Date	Feb 8, 2019
Instrument	7111

Lender

Name	FIFTH THIRD BK/WSTN OH
Type	Bank
Address	CINCINNATI, ID 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,620 (-) Land $10,840 Building $34,780
2024	$2,903.00 (+9.14%)
2023	$2,660.00 (+4.68%)	$45,620 (+32%) Land $10,840 Building $34,780	$130,360 (+32%) Land $30,980 Building $99,380
2022	$2,541.00	$34,560 Land $8,210 Building $26,350
2020			$98,760 Land $23,470 Building $75,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2000 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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