Bergen County and Demarest Borough property record for 59 Duane Ln, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 4,894 sqft · built 1970 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,900 (Nov 2019) |
| Tax Bill | $41,676 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00120-0000-00004-02 |
| Primary APN | 09-00120-0000-00004-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,894 sqft Living Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 97,574 sqft (2.24 acres) |
| Lot Dimensions | 433 ft deep x 226 ft wide |
| Old Parcel Number | 0900120000000004A2 |
|---|---|
| Street Address | 59 DUANE LN |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.240AC |
| Legal Subdivision | JAMES P SMITH PROP |
| Legal Block | 120 |
| Legal Lot Number | 4.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Apr 6, 2021 | Intrafamily Transfer, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Nov 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage DEY COURT HOLDINGS LLC |
| Nov 20, 2019 | Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 201979937 |
| Deed Book / Page | 3413 / 1495 |
| Last Transfer Date | Feb 12, 2021 |
| Transfer Doc | 0040560281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 0056550210 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 5655/210 |
| Instrument | 2025080261 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 0047570967 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 4757/967 |
| Instrument | 2022075598 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0042000847 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4200/847 |
| Instrument | 2021092474 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 6, 2021 |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 0040560281 |
| Book / Page | 4056 / 281 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021049761 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 0037550702 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 59 DUANE LN DEMAREST NJ 076271315, DEMAREST, NJ 07627-1315 |
| Document Number | 0037550702 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 003755/000702 |
| Instrument | 100213 |
| Name | DEY COURT HOLDINGS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 7, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 20, 2019 |
| Property Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 0034131495 |
| Book / Page | 3413 / 1495 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 19-079937 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 DUANE LN, DEMAREST, NJ 07627-1315 |
| Document Number | 1907993701 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 19-079937.01 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0034131495 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 3413/1495 |
| Instrument | 19-079937 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,308,900 (-) Land $1,348,200 Building $960,700 | $2,308,900 (-) Land $1,348,200 Building $960,700 | |
| 2025 | $41,676.00 (+9.06%) | $2,308,900 (+84.71%) Land $1,348,200 Building $960,700 | $2,308,900 (+84.71%) Land $1,348,200 Building $960,700 |
| 2024 | $38,213.00 (+7.68%) | ||
| 2023 | $1,250,000 Land $1,022,400 Building $227,600 | $1,250,000 Land $1,022,400 Building $227,600 | |
| 2022 | $35,487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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