42 Duane Ln, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 42 Duane Ln, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details5,809 sqft · built 2024
Lot Size1.24 acres (54,014 sqft)
Owner2 Individual Names on Record
Tax Bill$67,406 (2025)
Deeds & MortgagesDec 2025 Transfer
Oct 2022 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-00118-0000-00006-01

Property Details

APN / Parcel Number

Primary APN09-00118-0000-00006-01

Interior

Building Area5,809 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area54,014 sqft (1.24 acres)

Location & Zoning

Street Address42 DUANE LN
CityDEMAREST
StateNJ
Zip07627-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.24
Legal SubdivisionBOROUGH/DEMAREST
Legal Block118
Legal Lot Number6.01
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group1
Census Block1000
Census Tract9100

Owner

Source: Bergen County and Demarest Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42 DUANE LN, DEMAREST, NJ 07627-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Intrafamily Transfer, Transfer
Oct 24, 2022Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Jun 24, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 23, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 14, 2021Deed, Transfer
ARDENT TITLE GROUP LLC
Jun 15, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 28, 2020
Transfer Doc0036131486
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateDec 23, 2025
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Document Number0056861822
Book / Page5686 / 1822
Instrument DateDec 23, 2025
Instrument2025089862
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address46 DUANE LN, DEMAREST, NJ 07627-1305

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address46 DUANE LN, DEMAREST, NJ 07627-1305

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 WILLIAM ST, DEMAREST, NJ 07627-2212

Mortgage

Document Number0048431920
DateOct 24, 2022
Book Page4843/1920
Instrument2022102553
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 DUANE LN, DEMAREST, NJ 07627-1305

Mortgage

Document Number0055321367
DateJun 24, 2025
Book Page5532/1367
Instrument2025042860
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 12, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054101968
DateJan 23, 2025
Book Page5410/1968
Instrument2025005259
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 14, 2021
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Document Number0044900324
Book / Page4490 / 324
Instrument DateOct 15, 2021
Instrument2021180016
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyARDENT TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$11,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 BRENNER PL, DEMAREST, NJ 07627-1303

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 DUANE LN, DEMAREST, NJ 07627-1305

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJun 15, 2021
Property Address42 DUANE LN, DEMAREST, NJ 07627-1305
Document Number0042141114
Book / Page4214 / 1114
Instrument DateFeb 12, 2021
Instrument2021096103
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 20, ALPINE, NJ 07620-0020

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BRENNER PL, DEMAREST, NJ 07627-1303

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,734,400 (-) Land $1,298,000 Building $2,436,400$3,734,400 (-) Land $1,298,000 Building $2,436,400
2025$67,406.00 (+152.86%)$3,734,400 (+328.26%) Land $1,298,000 Building $2,436,400$3,734,400 (+328.26%) Land $1,298,000 Building $2,436,400
2024$26,657.00 (+7.68%)
2023$872,000 Land $872,000$872,000 Land $872,000
2022$24,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (1999–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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