Bergen County and Demarest Borough property record for 26 Duane Ln, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 5,256 sqft · built 1983 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,650,000 (Dec 2024) |
| Tax Bill | $47,240 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00118-0000-00004-01 |
| Primary APN | 09-00118-0000-00004-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,256 sqft Living Area |
| 1st Floor Area | 5,256 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 104,980 sqft (2.41 acres) |
| Old Parcel Number | 0900118000000004A |
|---|---|
| Street Address | 26 DUANE LN |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.410AC |
| Legal Block | 118 |
| Legal Lot Number | 4.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 9100 |
26 Duane Ln is owned and occupied by two individuals who bought it in December 2024.
Source: Bergen County and Demarest Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 10, 2023 | Intrafamily Transfer, Transfer |
| Jan 7, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | Nov 13, 2015 · Amount on File |
| Deed Document Number | 202474433 |
| Deed Book / Page | 5384 / 998 |
| Prior Transfer Date | Mar 6, 2023 |
| Prior Transfer Doc | 0049481177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Document Number | 0050171723 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 5017/1723 |
| Instrument | 2023040033 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2023 |
| Property Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Document Number | 0049481177 |
| Book / Page | 4948 / 1177 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023017689 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 LITCHFIELD RD, EDGARTOWN, MA 02539-4313 |
| Name | Verified Name |
|---|---|
| Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 DUANE LN, DEMAREST, NJ 07627-1305 |
| Document Number | 0034811306 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 DUANE LN DEMAREST NJ 076271305, DEMAREST, NJ 07627-1305 |
| Document Number | 0034811306 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 003481/001306 |
| Instrument | 20009943 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2035 |
The 2025 property tax bill for 26 Duane Ln was $47,240, down 9.4% from the year before.
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,617,200 (-) Land $1,532,000 Building $1,085,200 | $2,617,200 (-) Land $1,532,000 Building $1,085,200 | |
| 2025 | $47,240.00 (-9.39%) | $2,617,200 Land $1,532,000 Building $1,085,200 | $2,617,200 Land $1,532,000 Building $1,085,200 |
| 2024 | $52,134.00 | ||
| 2023 | $1,705,400 Land $1,161,500 Building $543,900 | $1,705,400 Land $1,161,500 Building $543,900 | |
| 2022 | $48,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Duane Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Duane Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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