59 Avery Dr, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 59 Avery Dr, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,689 sqft · built 2019
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2021)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-092-6013-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-092-6013-3`
Alternative APNs	`01-1S-23-1200-0000-0120` `23S101120000000120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,689 sqft Living Area
Gross Area	2,019 sqft
1st Floor Area	1,054 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,880 sqft (0.135 acres)
Garage Type	Attached
Garage Area	282 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	59 AVERY DR
City	VALPARAISO
State	FL
Zip	32580-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARONDOLET PH 2 LOT 12
Legal Range	23W
Legal Township	01S
Legal Section	01
Legal Subdivision	CARONDOLET PH 2
Legal Phase	2
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1013
Census Tract	21200

Owner

Source: Okaloosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4217 BUTTONWOOD CT, VIRGINIA BEACH, VA 23462-4906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2018	Deed of Trust, Mortgage · Construction Mortgage BEACH COMMUNITY BANK
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage PATRIOT HOME MORTGAGE
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 28, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20213511699
Deed Book / Page	3592 / 649
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033613669
Date	Aug 1, 2018
Book Page	3361/3669
Instrument	3223693

Lender

Name	BEACH COMMUNITY BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2038

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number	0034793398
Date	Jul 31, 2020
Book Page	3479/3398
Instrument	3377946

Lender

Name	PATRIOT HOME MORTGAGE
Type	Mortgage Company
Address	SAINT GEORGE, UT 84770

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 9, 2021
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0035920649
Book / Page	3592 / 649
Map Reference	MB 28 PG 19&20
Instrument Date	Dec 1, 2021
Instrument	3511699
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 MARLEY LN, 1605, AUBURN, AL 36830-7859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8603 TOQUA RD UNIT 101, 101, PANAMA CITY, FL 32408-4980

Mortgage

Document Number	0003592651
Date	Dec 9, 2021
Instrument	3592/651

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 9, 2021
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0035242191
Book / Page	3524 / 2191
Map Reference	MB 28 PG 19&20
Instrument Date	Feb 4, 2021
Instrument	3428635
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 AVERY DR, 59, VALPARAISO, FL 32580-1771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 CROSSWINDS LNDG APT E104, E104, FORT WALTON BEACH, FL 32547-0013

Mortgage

Document Number	0035242194
Date	Feb 9, 2021
Instrument	3524/2194

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0034420698
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 AVERY DR VALPARAISO FL 325801771, VALPARAISO, FL 32580-1771

Mortgage

Document Number	0034420698
Date	Feb 4, 2020
Book Page	003442/000698
Instrument	3334904

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 28, 2019
Property Address	59 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0033824931
Book / Page	003382 / 004931
Instrument Date	Jan 15, 2019
Instrument	3255335
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,784.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 AVERY DR VALPARAISO FL 325801771, VALPARAISO, FL 32580-1771

Mortgage

Document Number	33824933
Date	Jan 28, 2019
Book Page	003382/004933
Instrument	3255336

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 (-7.09%) Homeowner's exemption	$334,863 (-8.96%) Land $97,840 Building $237,023	$334,863 (-8.96%) Land $97,840 Building $237,023
2023	$4,699.00 (-1.61%) Homeowner's exemption	$367,804 (+11.34%) Land $82,584 Building $285,220	$367,804 (+11.34%) Land $82,584 Building $285,220
2022	$4,776.00	$330,332 Land $62,175 Building $268,157	$330,332 Land $62,175 Building $268,157

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25

May also be available: AT&T, Spectrum.

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