54 Avery Dr, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 54 Avery Dr, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,817 sqft · built 2018
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$399,990 (Sep 2025)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-092-6005-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-092-6005-9`
Alternative APNs	`01-1S-23-1200-0000-0040` `23S101120000000040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,817 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,880 sqft (0.135 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54 AVERY DR
City	VALPARAISO
State	FL
Zip	32580-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARONDOLET PH 2 LOT 4
Legal Range	23W
Legal Township	01S
Legal Section	01
Legal Subdivision	CARONDOLET PH 2
Legal Phase	2
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1013
Census Tract	21200

Owner

54 Avery Dr is owned by an individual who bought it in September 2025.

Source: Okaloosa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2703 RIVER OAK DR, EGLIN AFB, FL 32542-1440
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2025	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK
Jan 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage BEACH COMMUNITY BANK
May 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20253774735
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	54 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number	0035923229
Date	Dec 13, 2021
Book Page	3592/3229
Instrument	3512294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 25, 2025
Property Address	54 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0003774735
Map Reference	MB 28 PG 19&20
Instrument Date	Sep 23, 2025
Instrument	3774735
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 MERIONETH DR NE, FORT WALTON BEACH, FL 32547-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 RIVER OAK DR, EGLIN AFB, FL 32542-1440

Mortgage

Document Number	0003774736
Date	Sep 25, 2025
Instrument	3774736

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	54 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033333988
Date	Jan 18, 2018
Book Page	3333/3988
Instrument	3183291

Lender

Name	BEACH COMMUNITY BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 11, 2038

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 4, 2018
Property Address	54 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0033484425
Book / Page	3348 / 4425
Map Reference	MB23 PG10
Instrument Date	May 3, 2018
Instrument	3205046
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number	0003205047
Date	May 4, 2018
Instrument	3205047

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 54 Avery Dr was $3,291, up 3.2% from the year before.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (+3.23%)	$262,646 (+2.9%)	$340,606 (-8%) Land $88,945 Building $251,661
2024	$3,188.00 (+7.12%) Homeowner's exemption	$255,244 (+3%)	$370,228 (-0.2%) Land $75,827 Building $294,401
2023	$2,976.00 (+2.8%) Homeowner's exemption	$247,810 (+3%)	$370,988 (+9.22%) Land $75,076 Building $295,912
2022	$2,895.00 Homeowner's exemption	$240,592	$339,665 Land $62,175 Building $277,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Avery Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Avery Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Avery Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures