57 Avery Dr, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 57 Avery Dr, Valparaiso, FL 32580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,674 sqft · built 2018
Lot Size	0.134 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2024)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	May 2018 Construction Loan Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-092-6012-5`

Property Details

APN / Parcel Number

Primary APN	`C56-001-092-6012-5`
Alternative APN	`01-1S-23-1200-0000-0110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,674 sqft Heated Area
Gross Area	1,993 sqft
1st Floor Area	1,045 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	5,880 sqft (0.134 acres)
Garage Type	Finished
Garage Area	279 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	57 AVERY DR
City	VALPARAISO
State	FL
Zip	32580-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARONDOLET PH 2 LOT 11
Legal Range	23
Legal Township	01S
Legal Section	01
Legal Subdivision	CARONDOLET PH 2
Legal Phase	2
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1013
Census Tract	21200

Owner

57 Avery Dr is owned and occupied by an individual who bought it in July 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	57 AVERY DR, VALPARAISO, FL 32580-1771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Construction Mortgage BEACH COMMUNITY BANK
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC
Nov 15, 2018	Warranty Deed, Transfer · VA Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Prior Sale	Nov 15, 2018 · Amount on File
Deed Document Number	3700461
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	57 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033513209
Date	May 24, 2018
Book Page	3351/3209
Instrument	3209258

Lender

Name	BEACH COMMUNITY BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 23, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	57 AVERY DR, VALPARAISO, FL 32580-1771
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034260318
Date	Oct 28, 2019
Book Page	3426/0318
Instrument	3314317

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 15, 2018
Property Address	57 AVERY DR, VALPARAISO, FL 32580-1771
Document Number	0033750113
Book / Page	3375 / 0113
Map Reference	MB28 PG19
Instrument Date	Nov 13, 2018
Instrument	3243517
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 AVERY DR, VALPARAISO, FL 32580-1771

Mortgage

Document Number	0003243518
Date	Nov 15, 2018
Instrument	3243518

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 57 Avery Dr was $4,660.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Valparaiso City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,660.00	$313,250 Land $88,945 Building $224,305	$313,250 Land $88,945 Building $224,305
2023	$1,951.00 (+3.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$181,392 (+3%)	$353,841 (+9.12%) Land $75,076 Building $278,765
2022	$1,890.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,109	$324,279 Land $62,175 Building $262,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57 Avery Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Avery Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
City of Valparaiso Cable	300 / 25

May also be available: AT&T, Spectrum.

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