5890 White Ridge Cir E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5890 White Ridge Cir E, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,215 sqft · built 1995
Lot Size0.253 acres (11,034 sqft)
Owner2 Individual Names on Record
Tax Bill$1,337 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Sep 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-06-2-03-07-0-00083-00

Property Details

APN / Parcel Number

Primary APN2-06-2-03-07-0-00083-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,215 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area11,034 sqft (0.253 acres)
Lot Dimensions140 ft deep x 80 ft wide
Patio Area270 sqft
Utility Building80 sqft

Location & Zoning

Street Address5890 WHITE RIDGE CIR E
CityOLIVE BRANCH
StateMS
Zip38654-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSOUTHRIDGE ESTATES SEC D LOT 83
Legal Range06
Legal Township02
Legal Section03
Legal SubdivisionSOUTHRIDGE ESTATES
Legal Lot Number83
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1002
Census Tract70821

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000280208
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231

Mortgage

Document Number5661/11995
DateFeb 12, 2024
Book Page5661/11995
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2044

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3890 WHITE RIDGE CIR, OLIVE BRANCH, MS 38654

Mortgage

Document Number5660/91078
DateSep 29, 2023
Book Page5660/91078
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 21, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004612/468
DateSep 27, 2018
Book Page4612/468
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2038

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5890 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231

Mortgage

Document Number005136/737
DateJan 19, 2021
Book Page5136/737
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (-16.85%)$19,053 (+36.23%) Land $2,500 Building $16,553$190,530 (+36.23%) Land $25,000 Building $165,530
2023$1,608.00$13,986$139,864 Land $25,000 Building $114,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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