5868 White Ridge Cir E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5868 White Ridge Cir E, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,004 sqft · built 1995
Lot Size0.253 acres (11,046 sqft)
OwnerIndividual Name on File
Tax Bill$1,800 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN2-06-2-03-07-0-00085-00

Property Details

APN / Parcel Number

Primary APN2-06-2-03-07-0-00085-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area2,004 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area11,046 sqft (0.253 acres)
Lot Dimensions140 ft deep x 80 ft wide
Patio Area228 sqft
Utility Building140 sqft

Location & Zoning

Street Address5868 WHITE RIDGE CIR E
CityOLIVE BRANCH
StateMS
Zip38654-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSOUTHRIDGE ESTATES SEC D LOT 85
Legal Range06
Legal Township02
Legal Section03
Legal SubdivisionSOUTHRIDGE ESTATES
Legal Lot Number85
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1002
Census Tract70821

Owner

5868 White Ridge Cir E is owned and occupied by an individual who acquired it in February 2025.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5868 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2020Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
Apr 3, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025
Deed SaleFeb 24, 2025
Prior SaleApr 3, 2020
Deed Document Number0010253722
Deed Book / Page1025 / 3722
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 3, 2020
Property Address5868 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Document Number000916/465
Book / Page916 / 465
Map ReferenceMB 48 PG 23
Instrument DateApr 2, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5868 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231

Mortgage

Document Number0004917620
DateApr 3, 2020
Instrument4917/620
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateApr 3, 2019
Property Address5868 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3231
Document Number000884/507
Book / Page0884 / 507
Map ReferenceMB 48 PG 23
Instrument DateApr 3, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5868 WHITE RIDGE CIR E, 5868, OLIVE BRANCH, MS 38654-3231

Transferred To (Grantee/Buyer)

NameVerified Name
Address3654 HOLLY CV, OLIVE BRANCH, MS 38654-7407

Tax Assessment & Valuation

The 2025 property tax bill for 5868 White Ridge Cir E was $1,800.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,800.00$18,144 Land $2,500 Building $15,644$181,437 Land $25,000 Building $156,437
2023$1,517.00$13,314$133,135 Land $25,000 Building $108,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5868 White Ridge Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5868 White Ridge Cir E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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