5857 White Ridge Cir E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5857 White Ridge Cir E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,888 sqft · built 1996
Lot Size	0.25 acres (10,894 sqft)
Owner	Individual Name on Record
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-03-07-0-00117-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-03-07-0-00117-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,894 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Pool Area	512 sqft
Patio Area	126 sqft

Location & Zoning

Street Address	5857 WHITE RIDGE CIR E
City	OLIVE BRANCH
State	MS
Zip	38654-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SOUTHRIDGE ESTATES SEC D LOT 117
Legal Range	06
Legal Township	02
Legal Section	03
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	117
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	70821

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5857 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020
Deed Sale	Aug 26, 2020
Prior Sale	Sep 16, 2016
Deed Document Number	0000930354
Deed Book / Page	930 / 354
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 26, 2020
Property Address	5857 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3239
Document Number	000930/354
Book / Page	930 / 354
Map Reference	MB 48 PG 23
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	539 COUNTY ROAD 74, 539, COFFEEVILLE, MS 38922-2264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5857 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3239

Mortgage

Document Number	0005026562
Date	Aug 26, 2020
Instrument	5026/562

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (+25.11%)	$20,157 (+42.87%) Land $2,500 Building $17,657	$201,570 (+42.87%) Land $25,000 Building $176,570
2023	$1,625.00	$14,109	$141,090 Land $25,000 Building $116,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20