St. Johns County property record for 584 Prosperity Lake Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $355,000 (May 2023) |
| Tax Bill | $4,625 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026442-1200 |
| Primary APN | 026442-1200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,347 sqft |
| 1st Floor Area | 1,660 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 584 PROSPERITY LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/68-79 SOUTHLAKE UNIT 2A LOT 120 OR5906/390 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHLAKE UNIT 2-A |
| Legal Block | 1 |
| Legal Lot Number | 120 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20907 |
Source: St. Johns County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Feb 28, 2024 | Special Warranty Deed, Transfer SELENE TITLE LLC |
| May 31, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 8, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2000 · Amount on Record |
| Deed Document Number | 202341537 |
| Deed Book / Page | 5766 / 352 |
| Last Transfer Date | Feb 9, 2024 |
| Transfer Doc | 0059060390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 584 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7500 N DOBSON RD 300, 300, SCOTTSDALE, AZ 85256-2727 |
| Investor | Possibly a Property Investor |
| Document Number | 0059151751 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 5915/1751 |
| Instrument | 2024019467 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 28, 2024 |
| Property Address | 584 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033 |
| Document Number | 0059060390 |
| Book / Page | 5906 / 390 |
| Map Reference | MB 37 PG 68-79 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024014525 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 31, 2023 |
| Property Address | 584 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033 |
| Document Number | 0057660352 |
| Book / Page | 5766 / 352 |
| Map Reference | MB 37 PG 68-79 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023041537 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 584 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033 |
| Document Number | 0046550620 |
| Instrument Date | Dec 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 584 PROSPERITY LAKE DR ST AUGUSTINE FL 320921033, ST AUGUSTINE, FL 32092-1033 |
| Document Number | 0046550620 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 004655/000620 |
| Instrument | 89795 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 16, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 584 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033 |
| Document Number | 0045570664 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 584 PROSPERITY LAKE DR ST AUGUSTINE FL 320921033, ST AUGUSTINE, FL 32092-1033 |
| Document Number | 0045570664 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 004557/000664 |
| Instrument | 38480 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 3, 2038 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,622 (-0.31%) Land $80,000 Building $237,622 | $317,622 (-0.31%) Land $80,000 Building $237,622 | |
| 2025 | $4,625.00 (+10.36%) | $318,601 (+114.47%) | $318,601 (+2.48%) Land $80,000 Building $238,601 |
| 2024 | $4,191.00 (+165.93%) | ||
| 2023 | $1,576.00 (+0.25%) Homeowner's exemption Widower's exemption | $148,552 (+3%) | $310,896 (+3.79%) Land $85,000 Building $225,896 |
| 2022 | $1,572.00 Homeowner's exemption Widower's exemption | $144,225 | $299,533 Land $78,400 Building $221,133 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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