581 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 581 Prosperity Lake Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$226,900 (Aug 2007)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026442-0270`

Property Details

APN / Parcel Number

Primary APN	`026442-0270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	1,692 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	69 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 PROSPERITY LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37/68-79 SOUTHLAKE UNIT 2A LOT 27 OR2965/411
Legal Range	28E
Legal Township	05S
Legal Section	20
Legal Subdivision	SOUTHLAKE UNIT 2-A
Legal Block	1
Legal Lot Number	27
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20907

Owner

Source: St. Johns County records · APN 026442-0270

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2007 · Amount on Record
Deed Sale	Aug 09, 2007 · Amount on Record
Prior Sale	Feb 07, 2000 · Amount on Record
Deed Document Number	200754432
Deed Book / Page	2965 / 411
Record Updated	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	581 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1037
Document Number	0046660470
Instrument Date	Dec 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	581 PROSPERITY LAKE DR ST AUGUSTINE FL 320921037, ST AUGUSTINE, FL 32092-1037

Mortgage

Document Number	0046660470
Date	Jan 11, 2019
Book Page	004666/000470
Instrument	2347

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,435 (+2.7%)	$341,635 (-0.72%) Land $80,000 Building $261,635
2025	$1,837.00 (+15.46%) Homeowner's exemption	$150,375 (+2.9%)	$344,128 (+1.45%) Land $80,000 Building $264,128
2024	$1,591.00 (+2.32%) Homeowner's exemption	$146,137 (+3%)	$339,209 (+2.02%) Land $80,000 Building $259,209
2023	$1,555.00 (+3.94%) Homeowner's exemption	$141,881 (+3%)	$332,493 (+13.55%) Land $85,000 Building $247,493
2022	$1,496.00 Homeowner's exemption	$137,749	$292,827 Land $78,400 Building $214,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.