589 Guerrant St, Umatilla, FL 32784 Property Records

Lake County property record for 589 Guerrant St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,127 sqft · built 2006
Lot Size	0.394 acres (17,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2006)
Tax Bill	$2,473 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-18-26-0001-000-11900`

Property Details

APN / Parcel Number

Primary APN	`14-18-26-0001-000-11900`
Alternative APNs	`261814000100011900` `3837580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	2,013 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,153 sqft (0.394 acres)
Lot Dimensions	140 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3837580
Street Address	589 GUERRANT ST
City	UMATILLA
State	FL
Zip	32784-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	W 1/2 OF N 140 FT OF THE FOLLOWING DESCRIBED PARCEL: FROM NE COR OF SEC RUN S 1081.08 FT N 87-0-0 W 219.12 FT FOR POB RUN S 10-0-0 W 565.62 FT N 65-0-0 W 231 FT N 10-0-0 E 468.60 FT S 87-0-0 E 214.5 FT TO POB ORB 3154 PG 1095 ORB 5758 PG 487
Legal Range	26E
Legal Township	18S
Legal Section	14
Legal Quarter	1
Legal Tract	0001
Legal Lot Number	119
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	589 GUERRANT ST, UMATILLA, FL 32784-9385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	200669544
Deed Book / Page	3154 / 1095
Last Transfer Date	Jul 8, 2021
Transfer Doc	0057580487
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2021
Property Address	589 GUERRANT ST, UMATILLA, FL 32784-9385
Document Number	0057580487
Book / Page	5758 / 487
Instrument Date	Jul 8, 2021
Instrument	2021101658
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	589 GUERRANT ST, UMATILLA, FL 32784-9385

Mortgage

Document Number	0005758491
Date	Jul 23, 2021
Instrument	5758/491

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,390 (+2.9%)	$337,168 (-) Land $66,308 Building $270,860
2025		$160,730 (+5.99%) Land $66,308 Building $94,422	$337,168 (+2.89%) Land $66,308 Building $270,860
2024	$2,473.00 (+4.43%)
2023	$2,368.00 (+5.01%) Homeowner's exemption	$151,650 (+3%)	$327,703 (+67.59%) Land $66,308 Building $261,395
2022	$2,255.00 Homeowner's exemption	$147,240	$195,541 Land $29,690 Building $165,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20