Lake County property record for 689 Guerrant St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,489 sqft · built 2016 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $85,000 (Sep 2004) |
| Tax Bill | $5,376 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0001-000-01500 |
| Primary APN | 14-18-26-0001-000-01500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,489 sqft Living Area |
| 1st Floor Area | 2,489 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,430 sqft (0.469 acres) |
| Lot Dimensions | 157 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 299 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1125103 |
|---|---|
| Street Address | 689 GUERRANT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM NE COR OF SEC RUN S 1090.32 FT N 87DEG W 409.20 FT S 10.50DEG W 259.38 FT S 88DEG W 620.40 FT FOR POB RUN N 10.50DEG E |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | LAKES |
| Legal Tract | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 689 GUERRANT ST, UMATILLA, FL 32784-9329 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage · ARM TD BANK NA |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2004 · Amount on Record |
| Deed Sale | Sep 8, 2004 · Amount on Record |
| Prior Sale | Sep 8, 2004 |
| Deed Document Number | 2004120435 |
| Deed Book / Page | 2651 / 0865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 689 GUERRANT ST, UMATILLA, FL 32784-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | 1ST QUALITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0049221438 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 4922/1438 |
| Instrument | 2017034325 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 689 GUERRANT ST, UMATILLA, FL 32784-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054751624 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 5475/1624 |
| Instrument | 2020056697 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 28, 2035 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312,290 (+5.99%) Land $116,889 Building $195,401 | $476,997 (+1.73%) Land $116,889 Building $360,108 | |
| 2024 | $5,376.00 (+4.17%) | ||
| 2023 | $5,161.00 (+2.71%) Homeowner's exemption | $294,650 (+3%) | $468,899 (+42.54%) Land $116,889 Building $352,010 |
| 2022 | $5,025.00 Homeowner's exemption | $286,070 | $328,953 Land $57,506 Building $271,447 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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