5880 Cloverdale Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 5880 Cloverdale Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2016)
Tax Bill	$1,839 (2026)
Deeds & Mortgages	Dec 2023 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-024594`

Property Details

APN / Parcel Number

Primary APN	`02-024594`
Alternative APNs	`2024594` `024594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Total Area
1st Floor Area	48 sqft
Utility Area	128 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	468 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	024594
Street Address	5880 CLOVERDALE RD
City	HURLOCK
State	MD
Zip	21643-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 14,810 SQ.FT. S RT 14 ENM-RHODESDALE RD
Legal Subdivision	RHODESD
Legal Lot Number	10
Jurisdiction	DORCHESTER MD
Township / Civil Division	2, EAST NEW MARKET
Census Block Group	1
Census Block	1041
Census Tract	970300

Owner

5880 Cloverdale Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Dorchester County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2016 · Amount on File
Deed Sale	Oct 3, 2016 · Amount on File
Prior Sale	Jun 30, 2006
Deed Book / Page	1357 / 479
Prior Transfer Date	Jun 16, 2006
Prior Transfer Doc	MLB007420377
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022
Transaction Type	Mortgage
Record Updated	Dec 28, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022

Mortgage

Document Number	0018490299
Date	Dec 19, 2023
Book Page	1849/299

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Sep 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022

Mortgage

Document Number	0018120499
Date	May 24, 2023
Book Page	1812/499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Sep 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022
Document Number	0015930392
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5880 CLOVERDALE RD HURLOCK MD 216433022, HURLOCK, MD 21643-3022

Mortgage

Document Number	0015930392
Date	Sep 3, 2020
Book Page	001593/000392

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5880 CLOVERDALE RD, HURLOCK, MD 21643-3022
Document Number	0015930385
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5880 CLOVERDALE RD HURLOCK MD 216433022, HURLOCK, MD 21643-3022

Mortgage

Document Number	0015930385
Date	Sep 3, 2020
Book Page	001593/000385

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5880 Cloverdale Rd was $1,839 with a homeowner's exemption, up 4.9% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,839.00 (+4.91%) Homeowner's exemption	$157,700 (+5.27%)	$165,600 (-) Land $37,000 Building $128,600
2025	$1,753.00 Homeowner's exemption	$149,800	$165,600 Land $37,000 Building $128,600
2023	$1,555.00 Homeowner's exemption	$135,233	$141,900 Land $37,000 Building $104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5880 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1996–2021)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5880 Cloverdale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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