5876 Cloverdale Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 5876 Cloverdale Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1973
Lot Size	0.517 acres (22,514 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Jul 2007)
Tax Bill	$2,698 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-029316`

Property Details

APN / Parcel Number

Primary APN	`02-029316`
Alternative APNs	`2029316` `029316`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,514 sqft (0.517 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	029316
Street Address	5876 CLOVERDALE RD
City	HURLOCK
State	MD
Zip	21643-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 12-1/2 13-22,514 SHILOH MANOR SHILOH MANOR
Legal Subdivision	SHILOH MANOR SUB PRCL 1
Legal Lot Number	12
Jurisdiction	DORCHESTER MD
Township / Civil Division	2, EAST NEW MARKET
Census Block Group	1
Census Block	1041
Census Tract	970300

Owner

5876 Cloverdale Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2007 · Amount on File
Deed Sale	Jul 25, 2007 · Amount on File
Prior Sale	Mar 24, 1994 · Amount on File
Deed Document Number	200770088
Deed Book / Page	822 / 248
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022

Mortgage

Document Number	0017880102
Date	Jan 5, 2023
Book Page	1788/102

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022

Mortgage

Document Number	0017240309
Date	Mar 7, 2022
Book Page	1724/309

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5876 CLOVERDALE RD, HURLOCK, MD 21643-3022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014540438
Date	Apr 2, 2018
Book Page	1454/438

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5876 Cloverdale Rd was $2,698, up 5.4% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,698.00 (+5.39%)	$231,067	$243,200 Land $37,800 Building $205,400
2025	$2,560.00
2023	$2,251.00	$197,033	$206,800 Land $37,800 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5876 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1996–2021)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5876 Cloverdale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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