5870 Cloverdale Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 5870 Cloverdale Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Dec 2021)
Tax Bill	$1,673 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-029065`

Property Details

APN / Parcel Number

Primary APN	`02-029065`
Alternative APNs	`2029065` `029065`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	029065
Street Address	5870 CLOVERDALE RD
City	HURLOCK
State	MD
Zip	21643-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 14,810 SQ.FT. SHILOH MANOR SUBD
Legal Subdivision	SHILOH MANOR SUB
Legal Lot Number	15
Jurisdiction	DORCHESTER MD
Township / Civil Division	2, EAST NEW MARKET
Census Block Group	1
Census Block	1041
Census Tract	970300

Owner

5870 Cloverdale Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5870 CLOVERDALE RD, HURLOCK, MD 21643-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Book / Page	1704 / 403
Transfer Doc	0004370926
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 15, 2021
Property Address	5870 CLOVERDALE RD, HURLOCK, MD 21643-3022
Document Number	0017040403
Book / Page	1704 / 403
Map Reference	LB PLC 5 FO 81
Instrument Date	Nov 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5870 CLOVERDALE RD, HURLOCK, MD 21643-3022

Mortgage

Document Number	0001704410
Date	Dec 15, 2021
Instrument	1704/410

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	5870 CLOVERDALE RD, HURLOCK, MD 21643-3022
Document Number	0015610162
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5870 CLOVERDALE RD HURLOCK MD 216433022, HURLOCK, MD 21643-3022

Mortgage

Document Number	0015610162
Date	Feb 5, 2020
Book Page	001561/000162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5870 Cloverdale Rd was $1,673, up 5.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,673.00 (+5.75%)	$141,300 (+6%)	$149,300 (-) Land $37,000 Building $112,300
2025	$1,582.00	$133,300	$149,300 Land $37,000 Building $112,300
2023	$1,388.00	$119,467	$125,300 Land $37,000 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5870 Cloverdale Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1996–2021)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5870 Cloverdale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloverdale Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures