588 Melody Ln, Cameron, NC 28326 Property Records

Harnett County property record for 588 Melody Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,390 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$303,500 (Jan 2026)
Tax Bill	$2,559 (2026)
Deeds & Mortgages	Sep 2025 Foreclosure Jan 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1500051195`

Property Details

APN / Parcel Number

Primary APN	`1500051195`
Alternative APNs	`019594 0048 59` `1500026801` `1500043747`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,390 sqft Heated Area
1st Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	460 sqft
Porch	Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500043747
Street Address	588 MELODY LN
City	CAMERON
State	NC
Zip	28326-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#20 FOREST RIDGE SEC6 PH1 0.53AC MAP#2012-121
Legal Subdivision	FOREST RIDGE
Legal Phase	1
Legal Lot Number	20
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2051
Census Tract	71402

Owner

Source: Harnett County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Foreclosure
Jan 13, 2026	Warranty Deed, Transfer
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 20, 2018	Grant Deed, Foreclosure SERVICELINK
Dec 15, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	2026611
Deed Book / Page	4322 / 291
Prior Transfer Date	Sep 16, 2025
Prior Transfer Doc	0000018346
Record Updated	Oct 29, 2026

September 2025: Deed, Foreclosure

Document Type	Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 29, 2025
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000018346
Book / Page	4305 / 2250
Map Reference	MB 2012 PG 121
Instrument Date	Sep 16, 2025
Instrument	2025018346
Transaction Type	Foreclosure
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5540 CENTERVIEW DR STE 416, 416, RALEIGH, NC 27606-3369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jan 13, 2026
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000000611
Book / Page	4322 / 291
Map Reference	MB 2012 PG 121
Instrument Date	Jan 5, 2025
Instrument	2026000611
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$607.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Aug 11, 2022
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000107134
Book / Page	4162 / 1810
Map Reference	MB 2012 PG 121
Instrument Date	Aug 3, 2022
Instrument	2022107134
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SE 23RD AVE, 105, CAPE CORAL, FL 33990-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 MELODY LN, CAMERON, NC 28326-9415
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107135
Date	Aug 11, 2022
Instrument	2022107135

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year TN
Max Rate	10.1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001440
Date	Jan 21, 2021
Book Page	3927/176
Instrument	2021001440

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 20, 2018
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000002155
Book / Page	003580 / 000979
Instrument Date	Feb 9, 2018
Instrument	2155
Transaction Type	Foreclosure
Record Updated	Mar 7, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARNETT NC
Recording Date	Dec 15, 2017
Property Address	588 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000018603
Book / Page	003566 / 000088
Instrument Date	Nov 28, 2017
Instrument	18603
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$359.00
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,559.00 (+23.03%)	$348,024 (+23.98%)	$348,024 (+23.98%) Land $41,500 Building $306,524
2025	$2,080.00	$280,704 (-)	$280,704 (-) Land $46,110 Building $234,594
2023	$2,080.00	$280,704	$280,704 Land $46,110 Building $234,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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