Harnett County property record for 540 Melody Ln, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,219 sqft · built 2012 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2012) |
| Tax Bill | $2,780 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500005395 |
| Primary APN | 1500005395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,219 sqft Heated Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 178 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500005395 |
|---|---|
| Street Address | 540 MELODY LN |
| City | CAMERON |
| State | NC |
| Zip | 28326-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#18 FOREST RIDGE S6 P1 1.03AC M#2012-121 |
| Legal Subdivision | FOREST RIDGE |
| Legal Lot Number | 18 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 71402 |
540 Melody Ln is owned and occupied by two individuals who bought it in June 2012.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 MELODY LN, CAMERON, NC 28326-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on File |
| Deed Sale | Jun 18, 2012 · Amount on File |
| Prior Sale | Apr 9, 2012 · Amount on File |
| Deed Document Number | 20129661 |
| Deed Book / Page | 3002 / 775 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 540 Melody Ln was $2,780, up 16% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 (+15.98%) | $359,455 (+10.52%) | $359,455 (+10.52%) Land $55,620 Building $303,835 |
| 2025 | $2,397.00 | $325,238 | $325,238 Land $61,800 Building $263,438 |
| 2023 | $2,397.00 | $325,238 | $325,238 Land $61,800 Building $263,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Melody Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Melody Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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