522 Melody Ln, Cameron, NC 28326 Property Records

Harnett County property record for 522 Melody Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,193 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Jun 2019)
Tax Bill	$2,209 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500031926`

Property Details

APN / Parcel Number

Primary APN	`1500031926`
Alternative APN	`019594 0048 56`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,193 sqft Heated Area
1st Floor Area	945 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Area	529 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500031926
Street Address	522 MELODY LN
City	CAMERON
State	NC
Zip	28326-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#17 FOREST RIDGE SEC 6 PH 1 MAP#2012-121
Legal Subdivision	FOREST RIDGE
Legal Phase	1
Legal Lot Number	17
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	2
Census Block	2051
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 MELODY LN, CAMERON, NC 28326-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 3, 2019	Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC
Apr 13, 2017	Special Warranty Deed, Transfer · VA Mortgage PRIME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20197277
Deed Book / Page	3702 / 896
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	0000017825
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	522 MELODY LN, CAMERON, NC 28326-9415
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MELODY LN, CAMERON, NC 28326-9415

Mortgage

Document Number	0000017959
Date	Oct 24, 2023
Book Page	4212/213
Instrument	2023017959

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	448 Months
Due	Feb 1, 2061

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	522 MELODY LN, CAMERON, NC 28326-9415
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001678
Date	Jan 25, 2021
Book Page	3928/710
Instrument	2021001678

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 3, 2019
Property Address	522 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000007277
Book / Page	3702 / 0896
Map Reference	MB 2012 PG 121-123
Instrument Date	May 31, 2019
Instrument	2019007277
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 SABBATIA DR, 33, WHISPERING PINES, NC 28327-9356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5446 REILLY RD, POPE ARMY AIRFIELD, NC 28308-2324

Mortgage

Document Number	0000007278
Date	Jun 3, 2019
Instrument	2019007278

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 13, 2017
Property Address	522 MELODY LN, CAMERON, NC 28326-9415
Document Number	0000005364
Book / Page	3496 / 319
Instrument Date	Apr 13, 2017
Instrument	2017005364
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MELODY LN, CAMERON, NC 28326-9415

Mortgage

Document Number	0000005365
Date	Apr 13, 2017
Book Page	3496/321
Instrument	2017005365

Lender

Name	PRIME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,209.00 (+31.8%)	$328,233 (+22.11%)	$328,233 (+22.11%) Land $41,500 Building $286,733
2025	$1,676.00 (-16.03%)	$268,800 (-)	$268,800 (-) Land $46,110 Building $222,690
2023	$1,996.00	$268,800	$268,800 Land $46,110 Building $222,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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