5876 Sutters Mill Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5876 Sutters Mill Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,876 sqft · built 1999
Lot Size	0.378 acres (16,466 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2026)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0203-0149-00`

Property Details

APN / Parcel Number

Primary APN	`550-0203-0149-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
Gross Area	4,689 sqft
1st Floor Area	1,725 sqft
2nd Floor Area	1,151 sqft
Basement Area	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,466 sqft (0.378 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5876 SUTTERS MILL DR
City	CINCINNATI
State	OH
Zip	45247-5992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTTERS MILL DR 0.3788 ACLOT 20 SUTTERS MILL SUB PH 2
Legal Subdivision	SUTTERS MILL SUB PH 2
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2003
Census Tract	20812

Owner

5876 Sutters Mill Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Hamilton County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5876 SUTTERS MILL DR, CINCINNATI, OH 45247-5992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Aug 12, 2015
Deed Document Number	202627953
Deed Book / Page	15644 / 725
Prior Transfer Date	Dec 11, 2007
Prior Transfer Doc	0000179783
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	5876 SUTTERS MILL DR, CINCINNATI, OH 45247-5992
Document Number	0000027953
Book / Page	15644 / 725
Instrument Date	Apr 7, 2026
Instrument	202627953
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,020.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5876 SUTTERS MILL DR, CINCINNATI, OH 45247-5992

Mortgage

Document Number	0000027954,
Date	Apr 14, 2026
Instrument	202627954

Lender

Name	SIBCY CLINE MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5876 Sutters Mill Dr was $7,551, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,551.00 (+2.22%)	$135,951 (-) Land $20,475 Building $115,476	$388,430 Land $58,500 Building $329,930
2024	$7,387.00 (-0.14%)	$135,951 (-) Land $20,475 Building $115,476
2023	$7,397.00 (-5.08%)	$135,951 (+16.03%) Land $20,475 Building $115,476	$388,430 Land $58,500 Building $329,930
2022	$7,793.00 Homeowner's exemption	$117,166 Land $21,091 Building $96,075
2020			$334,760 Land $60,260 Building $274,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5876 Sutters Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5876 Sutters Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000